RBLBANK
What RBL Bank promised, and what happened
Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.
Guidance record · Q3 FY26
what the last two calls moved 16 tracked 3 delivered 5 missed 8 open- Equity Capital Raise delivered said Q4 FY24 Promised: good for at least 12 months, post which we should be looking to raise capital Q3 FY26: Promise remains achieved. Regulatory approvals for the Emirates NBD transaction are in progress, with management expecting them by Q1 FY27.
- ROA went quiet said Q4 FY24 Promised: 1.4% at the end of 2026 Q3 FY26: The original 1.4% ROA target, or the revised 1% target, was not mentioned. Focus remains on post-deal metrics which are not yet finalized.
- Slippages (Cards & MFI) delayed said Q1 FY25 Promised: stabilize and improve Q3 onwards Q3 FY26: Timeline pushed out again. Management now expects card slippages to remain elevated for '2 more quarters' and normalize by September (Q2 FY27).
The rest of the ledger
Above is what the last two calls moved. Pro opens all 16 tracked commitments for RBL Bank — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.
See what Pro opens