SATIN

What Satin Creditcare Network promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 13 tracked 4 delivered 0 missed 9 open
  • Consolidated AUM Growth revised down said Q4 FY26 Promised: I think it will be closer to about 25%, 30% for a consolidated basis. Q1 FY27: Management issued formal guidance for FY27 consolidated AUM growth of 20-25%, a downward revision from the informal 'closer to 25-30%' guidance given in Q4 FY26.
  • MFI AUM Growth on track said Q3 FY26 Promised: Looking at 10% to 15% growth in terms of our AUM. Q1 FY27: Consolidated AUM grew 27% YoY, well ahead of the overall FY27 growth target, indicating strong momentum. Standalone growth is tracking in line with guidance.
  • Credit Cost delivered said Q4 FY25 Promised: Credit costs would definitely be less than what we've done last year [4.6%] Q4 FY26: Achieved full-year credit cost of 3.8%, beating both the original (<4.6%) and revised (~4%) targets.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 13 tracked commitments for Satin Creditcare Network — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens