SPANDANA

What Spandana Sphoorty Financial promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 36 tracked 8 delivered 7 missed 21 open
  • X-bucket Collection Efficiency delivered said Q4 FY26 Promised: It has to be 99.5%... So, 99.5% is what we would like to maintain going forward. Q1 FY27: The company reported X-bucket collection efficiency of exactly 99.5% in Q1 FY27, meeting the target.
  • Subsidiary Merger went quiet said Q3 FY26 Promised: merge our subsidiary, which is the Criss Financial... might take about 6 to 9 months, but hopefully that should get completed within the coming financial year. Q1 FY27: No update was provided on the merger progress during the Q1 FY27 earnings call.
  • NPA Recovery Rate at risk said Q3 FY26 Promised: So, we are aiming for anywhere between Rs. 20 crores to Rs. 25 crores a month. Q1 FY27: Collected ₹51 crores in Q1 (avg. ₹17 cr/month), below the target range. Management acknowledged that achieving ₹20 cr/month 'looks a little tough'.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 36 tracked commitments for Spandana Sphoorty Financial — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens