India-based insurance broking group (via India Insure) distributing corporate, retail and reinsurance products across India, Singapore, Sri Lanka, Maldives and Kenya using a phygital distribution model.
Price
Market Cap
Sector
Services
Rank
| Line item | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|
| LiabilitiesEquity Capital | 34 | 34 | 34 | 34 |
| Reserves | 75 | 98 | 111 | 123 |
| Borrowings | 19 | 30 | 47 | 95 |
| Other Liabilities | 28 | 23 | 22 | 31 |
| Total Liabilities | 156 | 185 | 214 | 282 |
| AssetsFixed Assets | 39 | 62 | 57 | 58 |
| CWIP | 21 | 4 | 4 | 0 |
| Investments | 0 | 2 | 2 | 3 |
| Other Assets | 95 | 118 | 151 | 221 |
| Total Assets | 156 | 185 | 214 | 282 |
| Line item | FY24 | FY25 | FY26 |
|---|---|---|---|
| ActivitiesCash from Operating | -52 | 6 | 22 |
| Cash from Investing | -31 | -16 | -13 |
| Cash from Financing | 114 | 9 | 61 |
| SummaryCapital Expenditure | — | — | — |
| Free Cash Flow | -82 | -8 | 20 |
| FCF Margin | — | — | — |
The Earnings Per Share over the last 12 months.
Your assumption of the company's expected yearly EPS growth (e.g., 6 for 6%).
Pre-filled with the lower of median (25.9×) and current (36.6×) PE — the conservative anchor.
The annualized return you aim to achieve. We solve for the price that delivers it, then compare to today's price.
At 8.3% growth and a 26× exit, ₹126 only delivers your return if you pay ₹57. The price is currently baking in 25% growth.
EPS grows 8.3%/yr for 5 years, then fades to 6% over 2, exits at 26×.
| Year | Growth | EPS (₹) |
|---|---|---|
| FY27 | 8.3% | 3.71 |
| FY28 | 8.3% | 4.02 |
| FY29 | 8.3% | 4.36 |
| FY30 | 8.3% | 4.72 |
| FY31 | 8.3% | 5.11 |
| FY32 | 7.2% ·fade | 5.48 |
| FY33 | 6.0% ·fade | 5.80 |
Methodology: we discount normalized net profit as a proxy for owner earnings (an earnings-power approximation — not full free cash flow). Terminal growth is capped at 6% (≈ nominal GDP) regardless of the required return. This is an analytical tool, not investment advice.
Guides on how to read this kind of business and the numbers that matter.