Rajasthan-based RBI-registered NBFC financing secured vehicle loans, SME/loan-against-property and farm-equipment loans for rural and semi-urban borrowers via a hub-and-spoke branch network.
Price
Market Cap
Sector
Financial Services
Rank
| Line item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 22 | 22 | 22 | 32 | 32 | 43 | 43 | 43 |
| Reserves | 89 | 108 | 115 | 173 | 192 | 340 | 359 | 381 |
| Borrowings | 399 | 318 | 230 | 178 | 205 | 282 | 385 | — |
| Other Liabilities | 6 | 7 | 7 | 8 | 8 | 11 | 8 | 7 |
| Total Liabilities | 515 | 455 | 374 | 390 | 436 | 675 | 795 | 934 |
| AssetsFixed Assets | 7 | 7 | 6 | 19 | 18 | 19 | 19 | 26 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 2 | 0 | 0 | 0 | 0 | 1 | 1 | 4 |
| Other Assets | 506 | 448 | 368 | 371 | 418 | 655 | 774 | 904 |
| Total Assets | 515 | 455 | 374 | 390 | 436 | 675 | 795 | 934 |
| Line item | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|---|
| ActivitiesCash from Operating | — | 20 | 85 | 63 | 23 | -46 | -177 | -167 |
| Cash from Investing | — | -3 | 3 | 2 | -15 | 2 | -35 | -22 |
| Cash from Financing | — | -31 | -84 | -75 | -2 | 45 | 222 | 216 |
| SummaryCapital Expenditure | — | — | — | — | — | — | — | — |
| Free Cash Flow | — | 18 | 85 | 63 | 10 | -45 | -179 | -174 |
| FCF Margin | — | — | — | — | — | — | — | — |
Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.
AFIL · FINANCIALS_SECTOR
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