Sera Investments & Finance India share price & results
- Jun 2026
- Sept 2026
Gujarat-based NBFC lender expanding into retail secured MSME/SME loans across Tier-2/3 towns via a hub-and-spoke model, alongside a SEBI-approved Category 3 Alternative Investment Fund business.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 59.0 | +1866.7% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 50.0 | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. The year-earlier figure was zero or a loss, so no percentage is shown. | |
| Return on equity | 35.37 | +16.7 pts | Trailing twelve months | TTM to Jun 2026 | Adjusted profit attributable to owners ÷ average owners’ equity. |
| Free cash flow margin | Fiscal year | FY ending Mar 2026 | Not in the analysed materials. No older figure is substituted. | ||
| Revenue growth (YoY) | +547.8 pts | Trailing twelve months | TTM to Jun 2026 | Not in the analysed materials. No older figure is substituted. |
Price
Performance +73.8% 1Y
1Y: ₹32.73 on 24 Oct 2025 → ₹56.9. High ₹61.69 (8 Oct 2026), low ₹32.36 (31 Oct 2025).
- Previous close
- ₹57.13
- Market cap
- ₹302 Cr
- 52-week range
- ₹32.36 – ₹61.69
- One year
- +74.75%
- Price to earnings (TTM to Jun 2026)
- 2.90×
- Return on equity (TTM to Jun 2026)
- 35.37%
Overview
- Symbol
- NSE:SERA
- Sector
- Financial Services
- Exchange
- NSE
- Currency
- INR
What SERA INVESTMENTS & FINANCE INDIA LIMITED does
Based on the company's own presentations, annual report and earnings calls.
Sera Investments & Finance India Limited is a non-banking financial company (NBFC) that is expanding into secured retail lending for MSME/SME customers in Tier-2 and Tier-3 towns and underserved rural areas, using a hub-and-spoke model for disbursement and localised service delivery. Lending combines physical, on-ground outreach with a technology-enabled onboarding stack — an OCR-based onboarding app, real-time verification, risk-based scoring models, e-sign, co-application modules and API-integrated bank-statement analysis — to speed up turnaround and reduce onboarding risk. The company has also entered India's alternative-investments space after receiving SEBI approval to launch a Category 3 Alternative Investment Fund (AIF) with a ₹100 crore corpus. It operates through two subsidiaries: Sera Capital Services Private Limited (wholly owned) and Sera Code Private Limited (99.21% stake).
Segments
- NBFC lending
- Investment services (AIF)
- States of operation
- 2 states (hub-and-spoke model, with outreach to smaller districts around major towns)
- Subsidiaries
- 2 (Sera Capital Services Pvt Ltd — wholly owned; Sera Code Pvt Ltd — 99.21% stake)
- AIF fund corpus
- ₹100 crore (Category 3 AIF, SEBI-approved, FY26 launch)
- Business lines
- 2 (NBFC retail secured lending + AIF investment services)
- Years in operation
- 40 years (incorporated 1985)
Fundamentals
Ratios, each with its period
Current values with the period they cover; the trend reads across the 3 fiscal years held (Mar 2024 to Mar 2026).
Financials
What the filings say
| Line item | Mar 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 5 | 0 | 2 | 3 | 2 | 25 | 42 | 59 |
| Expenses | 0 | 6 | 0 | 2 | 0 | 1 | 4 | 1 |
| Other income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 5 | -6 | 1 | 0 | 1 | 24 | 38 | 58 |
| Tax rate | 24.0% | −5.0% | −64.0% | 29.0% | 31.0% | 15.0% | 15.0% | 15.0% |
| Net profit | 3 | -5 | 2 | 0 | 1 | 20 | 33 | 50 |
| EPS (₹ per share) | 0.53 | -0.81 | 0.31 | 0.02 | 0.10 | 3.06 | 5 | 7.60 |
| Line item | Mar 2026 |
|---|---|
| Sales | 72 |
| Expenses | 7 |
| Other income | 0 |
| Interest | 0 |
| Depreciation | 0 |
| Profit before tax | 63 |
| Net profit | 54 |
| Line item | Mar 2024 | Mar 2025 | Sept 2025 | Mar 2026 |
|---|---|---|---|---|
| Equity capital | 13 | 13 | 13 | 13 |
| Reserves | 56 | 281 | 391 | 281 |
| Borrowings | 19 | 20 | — | 1 |
| Other liabilities | 2 | 67 | 99 | 52 |
| Total liabilities | 91 | 380 | 527 | 347 |
| Fixed assets | 1 | 3 | 3 | 2 |
| Capital work in progress | 0 | 0 | 0 | 0 |
| Investments | 34 | 324 | 456 | 246 |
| Other assets | 56 | 53 | 68 | 99 |
| Total assets | 91 | 380 | 527 | 347 |
| Line item | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| Cash from operations | -7 | 10 | 55 |
| Cash from investing | -6 | -9 | -28 |
| Cash from financing | 13 | 1 | -20 |
| Net cash flow | 0 | 1 | 6 |
| Free cash flow | -9 | 8 | 55 |
| Line item | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| Return on equity | 26.0% | 1.0% | 18.0% |
| Dividend payout | 4.0% | 0.0% | 1.0% |
Ownership
Who owns it
Promoters hold 57.50% as of Sept 2026; institutions added 0.00 pts since Jun 2026.
- Promoters 57.50%
- Foreign institutions 4.12%
- Public 38.38%
Who bought this quarter
since Jun 2026
Disclosed holders that added to a position or appeared on the register for the first time, biggest addition first.
- newly disclosed 1.72% held
The same filing shows 2 holders trimming and 0 off the list — both are in the register beside this.
Who is on the register
Named in the Sep 2026 filing
Every holder of SERA INVESTMENTS & FINANCE INDIA LIMITED above SEBI's 1% disclosure line, and what changed since Jun 2026.
| Holder | Stake | Change |
|---|---|---|
| 17.18% | −0.19 pp | |
| 14.78% | unchanged | |
| 7.82% | unchanged | |
| 5.34% | unchanged | |
| 5.34% | unchanged | |
| FPI fund | 4.12% | unchanged |
| 3.59% | unchanged | |
| 3.44% | unchanged | |
| 1.72% | newly disclosed | |
| 1.31% | −0.99 pp | |
| 1.21% | unchanged | |
| 1.17% | unchanged |
A holder disappearing from this list has fallen below the 1% line — it is not necessarily a sale. Percentages are of total shares, as disclosed in the company's own filing. Who was buying across the market this quarter.
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