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Muthoot Capital Services share price & results

Muthoot Capital Services Limited· Financial Services

Results to
Jun 2026
Latest analysed call
Q1 FY27
Ownership as of
Sept 2026

Kerala-based deposit-taking NBFC financing two-wheelers, used cars and business loans, distributed via Muthoot FinCorp's branch network, dealer tie-ups and digital platforms.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue156 ₹ crore+7.1% YoYQuarterly, as filedQuarter to Jun 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Jun 2026Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit8.1 ₹ crore—Quarterly, as filedQuarter to Jun 2026Profit after tax as filed. The year-earlier figure was zero or a loss, so no percentage is shown.
Return on equity3.76 %−5.4 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)22.00 %+12.8 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Jun 2026

Guidance

What management said, and what became of it

4 of 12 judged targets kept · 12 open · verdicts reflect calls analysed to Q1 FY27.

Muthoot Capital Services Limited management guidance track record on Inve: 24 targets tracked across analysed earnings calls (4 achieved, 8 missed, 12 open).

TargetOriginal wordingSaidLatest callVerdict
GNPAKeep GNPA constantly below the 4.5% mark
Call transcript, Q4 FY25 · 15 May 2025
Q4 FY25Q1 FY27:GNPA reported at 3.94%, significantly below the 4.5% target. This is the first time the target has been met since it was set.
Call transcript, Q1 FY27 · 17 Jul 2026
Achieved
FY26 AUMSomewhere around INR 4,500 crores
Call transcript, Q4 FY25 · 15 May 2025
Q4 FY25Q1 FY27:Promise timeline has passed. Final verdict is 'missed'.
Call transcript, Q1 FY27 · 17 Jul 2026
Missed
Long-term AUMAchieve AUM of INR 10,000 crores by 2028
Call transcript, Q4 FY25 · 15 May 2025
Q4 FY25Q1 FY27:Management reiterated the delayed timeline: 'that INR10,000 crores guidance is still intact. '28-'29, we will be there.'
Call transcript, Q1 FY27 · 17 Jul 2026
Delayed

Source: Inve Guidance Tracker for Muthoot Capital Services Limited · to Q1 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

8 of Muthoot Capital Services Limited's 24 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 21 more targets are in the full ledger.

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Price

₹189.54 +5.02% · +₹9.06

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance −25.5% 1Y

₹200₹250₹300Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q3 FY26 — 22 Jan 2026Q4 FY26 — 11 May 2026Q1 FY27 — 17 Jul 2026

1Y: ₹254.45 on 24 Oct 2025 → ₹189.54. High ₹294.35 (28 Oct 2025), low ₹178.95 (30 Mar 2026).

Previous close
₹180.48
Market cap
₹312 Cr
52-week range
₹178.95 – ₹294.35
One year
−30.38%
Price to earnings (TTM to Jun 2026)
12.49×
Return on equity (TTM to Jun 2026)
3.76%

Overview

Symbol
NSE:MUTHOOTCAP
Exchange
NSE
Currency
INR

What Muthoot Capital Services Limited does

Based on the company's own presentations, annual report and earnings calls.

Muthoot Capital Services Limited (MCSL) is an RBI-registered, deposit-taking Non-Banking Finance Company established in 1994 and part of the Muthoot Pappachan Group. It primarily finances two-wheeler purchases and also offers used-car, commercial-vehicle, loyalty and business/corporate loans, alongside fixed deposits and subordinated debentures as investment products. It reaches retail, corporate and institutional customers through Muthoot FinCorp's branch network, tie-ups with two-wheeler dealerships, and digital/mobile-app-based origination and collection channels across India.

Segments

  • Retail Loans
  • Other products
Live loan accounts
6,04,337 (Q4 FY26)
Regional office network
22 offices across 6 states — Kerala, Karnataka, Tamil Nadu, Telangana, Andhra Pradesh, Gujarat
New customers acquired
54,080 (Q4 FY26)
Geographic expansion (FY25)
Entered 4 new states — Bihar, Jharkhand, Uttar Pradesh, Rajasthan
Digital onboarding
100% digital KYC (Aadhaar/PAN/voter ID)
Application straight-through processing (STP)
65% (Q4 FY26)
Founded 1994Headquarters Kochi, Kerala, India Company website

How the price took the results

close before → close after

Q1 FY27
−4.6%
17 Jul
Q4 FY26
−6.1%
11 May
Q3 FY26
−9.4%
22 Jan

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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