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    CMS Info Systems Limited

    India's largest cash-logistics and ATM/retail managed-services network, plus a growing Vision AI and payments-tech arm.

    Services
    Services
    View CMSINFO earnings calls
    ₹275.65
    -5.45% from avg

    Overview

    Price

    ₹275.65

    Market Cap

    ₹4.5k Cr

    Sector

    Services

    Services

    Rank

    5

    Performance

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly

    Balance Sheet

    Balance Sheet

    ₹ Cr · Annual
    Line itemFY20FY21FY22FY23FY24FY25FY26FY26
    LiabilitiesEquity Capital148148153154163164164165
    Reserves6868031.1k1.3k1.7k2.0k2.2k2.1k
    Borrowings000000223214
    Other Liabilities434580549500673794615491
    Total Liabilities1.3k1.5k1.8k2.0k2.6k3.0k3.2k3.0k
    AssetsFixed Assets328440637753727750992985
    CWIP423422018164142113
    Investments240281266426613712339538
    Other Assets6967878157981.2k1.3k1.7k1.4k
    Total Assets1.3k1.5k1.8k2.0k2.6k3.0k3.2k3.0k

    Cash Flow

    Cash Flow

    ₹ Cr · Annual
    Line itemFY19FY20FY21FY22FY23FY24FY25FY26
    ActivitiesCash from Operating74204100219382385440339
    Cash from Investing5-106-90-284-323-236-227-255
    Cash from Financing-29-56-602-51-51-142-210
    SummaryCapital Expenditure
    Free Cash Flow4412550-58202279287-57
    FCF Margin

    Valuation

    Assumptions

    Current — CMSINFO
    Price
    ₹276
    EPS (TTM)
    ₹17.30
    PE (TTM)
    15.9
    Profit growth
    -1.1%

    The Earnings Per Share over the last 12 months.

    %

    Your assumption of the company's expected yearly EPS growth (e.g., 6 for 6%).

    Pre-filled with the lower of median (20.0×) and current (15.9×) PE — the conservative anchor.

    %

    The annualized return you aim to achieve. We solve for the price that delivers it, then compare to today's price.

    Valuation

    Current price
    ₹276
    vs
    Fair value · 15% return
    ₹107
    61%Overvalued

    At -1.1% growth and a 16× exit, ₹276 only delivers your return if you pay ₹107. The price is currently baking in 17% growth.

    EPS grows -1.1%/yr for 5 years, then fades to 6% over 2, exits at 16×.

    YearGrowthEPS (₹)
    FY27-1.1%17.11
    FY28-1.1%16.92
    FY29-1.1%16.74
    FY30-1.1%16.55
    FY31-1.1%16.37
    FY322.4% ·fade16.77
    FY336.0% ·fade17.78

    Methodology: we discount normalized net profit as a proxy for owner earnings (an earnings-power approximation — not full free cash flow). Terminal growth is capped at 6% (≈ nominal GDP) regardless of the required return. This is an analytical tool, not investment advice.

    Learn to analyse CMS Info Systems Limited

    Guides on how to read this kind of business and the numbers that matter.