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DiGiSPICE Technologies share price & results

DiGiSPICE Technologies Limited· Information Technology

Results to
Jun 2026
Latest analysed call
Q1 FY27
Ownership as of
Sept 2026

Fintech platform operator running Spice Money, an agent network delivering assisted banking, payments and credit to small-town India, plus the Spice Pay UPI wallet app for consumers and merchants.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue108 ₹ crore−12.9% YoYQuarterly, as filedQuarter to Jun 2026Revenue from operations as filed.
Operating margin8.0 %+2.8 pts YoYOperating profit / revenueQuarter to Jun 2026For the quarter; a change is in percentage points.
Net profit6.6 ₹ crore−4.9% YoYQuarterly, as filedQuarter to Jun 2026Profit after tax as filed.
Return on equity10.99 %+12.0 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow margin10.32 %+9.7 ptsFY Mar 2026 vs FY Mar 2025Fiscal yearFY ending Mar 2026(Operating cash flow − fixed-asset purchases + disposals) ÷ revenue.
Revenue growth (YoY)-2.98 %+1.7 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Jun 2026

Guidance

What management said, and what became of it

0 of 3 judged targets kept · 9 open · verdicts reflect calls analysed to Q1 FY27.

DiGiSPICE Technologies Limited management guidance track record on Inve: 12 targets tracked across analysed earnings calls (0 achieved, 3 missed, 9 open).

TargetOriginal wordingSaidLatest callVerdict
New UPI Users Targetbring in another 300 million to the UPI platform
Call transcript, Q3 FY25 · 17 Feb 2025		Q3 FY25Q1 FY27:No mention. Focus remains on UPI Cash Point service GTV, not new user acquisition.
Call transcript, Q1 FY27 · 7 Aug 2026		Ghosted
AePS Market Sharecloser to 20% plus market share on an all-India basis
Call transcript, Q3 FY25 · 17 Feb 2025		Q3 FY25Q1 FY27:Market share dipped to 17.93% in Q1, recovering to 18.3% in July. Remains below the 20%+ target.
Call transcript, Q1 FY27 · 7 Aug 2026		At Risk
Monthly Credit Distributednearly Rs. 100 crores a month
Call transcript, Q2 FY26 · 17 Nov 2025		Q2 FY26Q1 FY27:Q1 disbursement at INR 30.8 crores (~10.3 cr/month). Strong 55% QoQ growth keeps it on track for delayed H2 FY27 scaling target.
Call transcript, Q1 FY27 · 7 Aug 2026		On Track

Source: Inve Guidance Tracker for DiGiSPICE Technologies Limited · to Q1 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

3 of DiGiSPICE Technologies Limited's 12 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 9 more targets are in the full ledger.

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Price

₹15.49 +8.55% · +₹1.22

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance −40.8% 1Y

₹15.0₹20.0₹25.0Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 17 Nov 2025Q3 FY26 — 25 Feb 2026Q4 FY26 — 21 May 2026Q1 FY27 — 7 Aug 2026

1Y: ₹26.16 on 24 Oct 2025 → ₹15.49. High ₹26.35 (1 Dec 2025), low ₹13.83 (23 Oct 2026).

Previous close
₹14.27
Market cap
₹352 Cr
52-week range
₹13.83 – ₹26.35
One year
−40.61%
Price to earnings (TTM to Jun 2026)
14.33×
Return on equity (TTM to Jun 2026)
10.99%

Overview

Symbol
NSE:DIGISPICE
Exchange
NSE
Currency
INR

What DiGiSPICE Technologies Limited does

Based on the company's own presentations, annual report and earnings calls.

DiGiSPICE Technologies operates Spice Money, a B2B2C platform where a network of local agents provides assisted digital banking and payment services — AePS cash withdrawal/deposit, UPI Cash Point, money transfer, bank account opening, bill payment, ticket booking, PAN card services and insurance — to customers across small towns. It also runs Spice Pay, a PPI-wallet-based UPI app for direct customer and merchant payments, and a lending business that disburses transaction-data-backed credit (Adhikari loans to agents, Vyapaar loans to MSMEs) through partner NBFCs and banks. Additional lines include Cash Management Services and Bharat Bill Payment System (BBPS) collections for enterprises, NBFCs and MFIs, and distribution of third-party accounts, FD-backed credit cards and insurance products. These services run on PPI, BBPS, IRCTC Principal Agency, IRDAI Corporate Agency and AUA/KUA licenses held by the company.

Segments

  • Spice Money (agent-led banking & payments)
  • Spice Pay
  • Lending business
  • Collections business
  • Financial product distribution
Spice Money registered agents
16.6 lakh+ (as of Mar-2026)
Small-town coverage
2.57 lakh+ small towns across 6,454 blocks
Customers served (monthly)
2.75 Cr+
Cumulative customer reach
170 million+ customers
Employees
1,000+
Enterprise collection partners
85
Founded 1986Headquarters New Delhi, India (Registered Office); Noida, Uttar Pradesh (Corporate Office)Employees 1,000 (FY26) Company website

How the price took the results

close before → close after

Q1 FY27
+2.0%
7 Aug
Q4 FY26
0.0%
21 May
Q3 FY26
−0.4%
25 Feb
Q2 FY26
+0.5%
17 Nov

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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