Jun 2026 (Q2 FY26) — Jul 30, 2026
Coastal Financial Corporation Q2 FY26 — Significant Accounting Charge Amidst Underlying Business Strength
Read the full callCoastal Financial (CCB) earnings
- Jun 2026
- Jun 2026 (Q2 FY26)
- Dec 2025
Coastal Financial earnings: last reported Thu, 30 Jul 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | -42.1 | −481.8% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
$42.02 0.00% · $0
Performance −58.8% 1Y
1Y: $102 on 17 Oct 2025 → $42.02. High $118.97 (8 Jan 2026), low $37.55 (28 Sept 2026).
- Previous close
- $42.02
- 52-week range
- $37.55 – $118.97
- One year
- −59.39%
Overview
- Symbol
- CCB
- Sector
- Financials
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
Coastal Financial earnings calls (CCB)
Financials
What the filings say
Net profit, year on year: −482% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Interest | 33 | — | 29 | 31 | 31 | — | 28 | 29 |
| Profit before tax | 16 | 17 | 12 | 14 | 18 | 17 | 15 | -55 |
| Tax rate | 17.9% | 22.3% | 17.3% | 23.4% | 24.1% | 26.4% | 17.6% | 23.7% |
| Net profit | 13 | 13 | 10 | 11 | 14 | 13 | 12 | -42 |
| EPS ($ per share) | 1 | — | 0.65 | 0.73 | 0.90 | — | 0.79 | -2.76 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 86 | 87 | 88 | 122 | 126 | 130 | 228 | 233 |
| Reserves | 24 | 37 | 52 | 79 | 120 | 165 | 211 | 258 |
| Total liabilities | 843 | 1,004 | 1,626 | 2,434 | 2,901 | 3,455 | 3,683 | 4,250 |
| Fixed assets | 13 | 13 | 17 | 17 | 18 | 22 | 27 | 29 |
| Total assets | 952 | 1,129 | 1,766 | 2,636 | 3,144 | 3,750 | 4,121 | 4,741 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 14 | 14 | 19 | 30 | 67 | 192 | 260 | 255 |
| Cash from investing | -139 | -165 | -667 | -240 | -988 | -594 | -609 | -526 |
| Cash from financing | 134 | 154 | 622 | 860 | 450 | 543 | 318 | 556 |
| Net cash flow | 9 | 4 | -25 | 650 | -471 | 141 | -31 | 284 |
| Capital expenditure | -1 | -1 | -5 | -3 | -3 | -6 | -10 | -8 |
| Free cash flow | 13 | 12 | 14 | 27 | 64 | 185 | 250 | 246 |
Insider filings
61 filings between Oct 31, 2025 and Oct 1, 2026.
Open market
decisions to buy or sellPurchases
$1.12M
4 purchases by 3 insiders
Sales
$7.72M
22 sales by 5 insiders
68% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
Compensation
not trading decisions- 13
- Award — granted as compensation
- 4
- Option exercise — converted options into shares
- 18
- Tax withheld — shares kept back by the company to cover tax
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Sprink Eric M | $444.5K | $5.98M | Aug 6, 2026 |
| HOVDE STEVEN D | $658.3K | $808.2K | Aug 6, 2026 |
| Hamilton Brian T | — | $762.4K | Jun 2, 2026 |
| EDWARDS JOEL G | — | $144.7K | Jan 26, 2026 |
| Lane Thomas D | — | $21.8K | May 8, 2026 |
| Adams Christopher D | $13.1K | — | Aug 7, 2026 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Oct 1, 2026 | Hamilton Brian T President of CCBX | Tax withheld 10b5-1 plan | 233 | $9.2K |
| Sep 1, 2026 | Hamilton Brian T President of CCBX | Tax withheld 10b5-1 plan | 232 | $10.9K |
| Aug 7, 2026 | Adams Christopher D Executive Chair | Purchase | 290 | $13.1K |
| Aug 6, 2026 | HOVDE STEVEN D Director | Purchase | 10,000 | $438.3K |
| Aug 6, 2026 | Sprink Eric M CEO | Purchase | 10,000 | $444.5K |
| Aug 5, 2026 | HOVDE STEVEN D Director | Purchase | 5,000 | $220.0K |
| Aug 3, 2026 | Rivas Freddy I Chief Credit Officer | Tax withheld | 166 | $6.9K |
| Aug 3, 2026 | Hamilton Brian T President of CCBX | Tax withheld 10b5-1 plan | 226 | $9.4K |
| Jul 1, 2026 | Hamilton Brian T President of CCBX | Tax withheld 10b5-1 plan | 229 | $17.8K |
| Jun 2, 2026 | Hamilton Brian T President of CCBX | Tax withheld 10b5-1 plan | 230 | $16.4K |
| Jun 2, 2026 | Hamilton Brian T President of CCBX | Sale 10b5-1 plan | 7,000 | $500.0K |
| May 26, 2026 | Tisdel Gregory A Director | Award | 1,193 | $0 |
| May 26, 2026 | Lane Thomas D Director | Award | 1,474 | $0 |
| May 26, 2026 | Klee Stephan Director | Award | 1,369 | $0 |
| May 26, 2026 | Adams Christopher D Director | Award | 1,754 | $0 |
| May 26, 2026 | HOVDE STEVEN D Director | Award | 1,333 | $0 |
| May 26, 2026 | Chapman Jeffrey M Director | Award | 1,532 | $0 |
| May 26, 2026 | Patterson Michael Robert Director | Award | 1,404 | $0 |
| May 26, 2026 | Delorier Rilla S Director | Award | 1,193 | $0 |
| May 26, 2026 | Unger Pamela Director | Award | 1,193 | $0 |
| May 26, 2026 | Akella-Mishra Sadhana Director | Award | 1,369 | $0 |
| May 8, 2026 | Lane Thomas D Director | Sale | 300 | $21.8K |
| May 4, 2026 | Sarvela Elizabeth Ann Chief Risk Officer | Tax withheld | 68 | $5.2K |
| May 1, 2026 | Hamilton Brian T President of CCBX | Tax withheld 10b5-1 plan | 230 | $17.4K |
| May 1, 2026 | Hamilton Brian T President of CCBX | Sale 10b5-1 plan | 3,079 | $232.3K |
| Apr 1, 2026 | Hamilton Brian T President of CCBX | Tax withheld 10b5-1 plan | 228 | $17.5K |
| Mar 30, 2026 | Hamilton Brian T President of CCBX | Tax withheld 10b5-1 plan | 1,792 | $132.1K |
| Mar 11, 2026 | Hamilton Brian T President of CCBX | Award | 2,714 | $0 |
| Mar 11, 2026 | Sprink Eric M CEO | Award | 4,860 | $0 |
| Mar 11, 2026 | Soto Brandon John CFO | Award | 673 | $0 |
| Mar 3, 2026 | Hamilton Brian T President of CCBX | Sale 10b5-1 plan | 146 | $10.6K |
| Feb 6, 2026 | Hamilton Brian T President of CCBX | Sale 10b5-1 plan | 48 | $4.3K |
| Feb 5, 2026 | Sprink Eric M CEO | Tax withheld | 1,730 | $147.0K |
| Feb 4, 2026 | Hamilton Brian T President of CCBX | Sale 10b5-1 plan | 171 | $15.3K |
| Feb 3, 2026 | Sprink Eric M CEO | Tax withheld | 733 | $65.6K |
| Jan 26, 2026 | Sprink Eric M CEO | Tax withheld | 4,312 | $480.1K |
| Jan 26, 2026 | Sprink Eric M CEO | Option exercise | 1,882 | $11.8K |
| Jan 26, 2026 | EDWARDS JOEL G Chief Financial Officer | Sale | 1,300 | $144.7K |
| Jan 26, 2026 | Sprink Eric M CEO | Tax withheld | 4,764 | $522.6K |
| Jan 26, 2026 | Sprink Eric M CEO | Option exercise | 2,673 | $39.9K |
| Jan 26, 2026 | Sprink Eric M CEO | Option exercise | 3,382 | $22.0K |
| Jan 26, 2026 | Sprink Eric M CEO | Option exercise | 2,854 | $20.3K |
| Jan 22, 2026 | Sprink Eric M CEO | Sale 10b5-1 plan | 4,000 | $464.0K |
| Jan 21, 2026 | Sprink Eric M CEO | Sale 10b5-1 plan | 8,402 | $960.1K |
| Jan 16, 2026 | Sprink Eric M CEO | Sale 10b5-1 plan | 3,000 | $342.5K |
| Jan 15, 2026 | Sprink Eric M CEO | Sale 10b5-1 plan | 4,356 | $498.8K |
| Jan 9, 2026 | Sprink Eric M CEO | Sale 10b5-1 plan | 2,000 | $237.0K |
| Jan 9, 2026 | Sprink Eric M CEO | Sale 10b5-1 plan | 2,000 | $238.5K |
| Jan 7, 2026 | Sprink Eric M CEO | Sale 10b5-1 plan | 3,000 | $352.8K |
| Jan 6, 2026 | Sprink Eric M CEO | Sale 10b5-1 plan | 8,000 | $930.8K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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