Jun 2026 (Q2 FY26) — Jul 24, 2026
Eagle Financial Services Q2 FY26 — Strong Margin Expansion and Loan Growth Amidst Credit Challenges
Read the full callEagle Financial Services (EFSI) earnings
- Jun 2026
- Jun 2026 (Q2 FY26)
- Dec 2025
Eagle Financial Services earnings: last reported Fri, 24 Jul 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 5.0 | −5.5% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
$45.65 −0.52% · −$0.24
Performance +25.4% 1Y
1Y: $36.41 on 17 Oct 2025 → $45.65. High $46.58 (15 Sept 2026), low $32.01 (20 Mar 2026).
- Previous close
- $45.89
- 52-week range
- $32.01 – $46.58
- One year
- +24.35%
Overview
- Symbol
- EFSI
- Sector
- Financials
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
Eagle Financial Services earnings calls (EFSI)
Financials
What the filings say
Net profit, year on year: −5% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Profit before tax | 4 | 8 | -9 | 7 | 7 | 6 | 5 | 7 |
| Tax rate | 13.8% | 23.8% | 22.9% | 19.5% | 19.2% | 21.3% | 19.7% | 23.7% |
| Net profit | 3 | 6 | -7 | 5 | 6 | 4 | 4 | 5 |
| EPS ($ per share) | 0.97 | 1.74 | -1.53 | 0.98 | 1.04 | 0.81 | 0.69 | 0.92 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 9 | 9 | 8 | 9 | 9 | 9 | 9 | 13 |
| Reserves | 69 | 75 | 83 | 90 | 100 | 103 | 114 | 116 |
| Total liabilities | 712 | 781 | 1,025 | 1,193 | 1,515 | 1,717 | 1,747 | 1,700 |
| Fixed assets | 19 | 19 | 19 | 18 | 18 | 18 | 14 | 15 |
| Total assets | 800 | 877 | 1,130 | 1,303 | 1,617 | 1,826 | 1,866 | 1,889 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | -2 | 11 | 11 | 16 | 14 | 7 | 19 | 26 |
| Cash from investing | -54 | -58 | -201 | -193 | -331 | -130 | 17 | -1 |
| Cash from financing | 38 | 62 | 237 | 161 | 320 | 195 | 19 | -1 |
| Net cash flow | — | 15 | 46 | -16 | 3 | 71 | 55 | 24 |
| Capital expenditure | -0 | -1 | -0 | -1 | -1 | -1 | -1 | -1 |
| Free cash flow | -2 | 10 | 11 | 16 | 13 | 6 | 18 | 24 |
Insider filings
55 filings between Oct 29, 2025 and May 19, 2026.
Open market
decisions to buy or sellPurchases
$131.3K
5 purchases by 3 insiders
Sales
$232.6K
4 sales by 3 insiders
Compensation
not trading decisions- 21
- Award — granted as compensation
- 20
- Tax withheld — shares kept back by the company to cover tax
Also filed: 3 gifts, 2 dispositions to the issuer.
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| STOKELY JOHN D JR | — | $215.7K | Oct 29, 2025 |
| HAMBERGER SCOTT M | $86.7K | — | Mar 11, 2026 |
| HILL EDWARD III | $32.5K | — | Mar 5, 2026 |
| SCHMIDT MARIANNE | — | $14.7K | Apr 29, 2026 |
| Lorey Brandon Craig | $12.1K | — | Mar 2, 2026 |
| BRAITHWAITE TODD A | — | $2.2K | Dec 3, 2025 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| May 19, 2026 | SMALLEY ROBERT W JR Director | Disposition to issuer | 761 | $0 |
| Apr 29, 2026 | SCHMIDT MARIANNE EXECUTIVE OFFICER | Sale | 388 | $14.7K |
| Mar 11, 2026 | HAMBERGER SCOTT M Director | Gift | 600 | $0 |
| Mar 11, 2026 | HAMBERGER SCOTT M Director | Purchase | 909 | $30.0K |
| Mar 11, 2026 | HAMBERGER SCOTT M Director | Gift | 600 | $0 |
| Mar 5, 2026 | HILL EDWARD III Director | Purchase | 939 | $32.5K |
| Mar 2, 2026 | Lorey Brandon Craig EXECUTIVE OFFICER | Purchase | 350 | $12.1K |
| Feb 27, 2026 | HAMBERGER SCOTT M Director | Purchase | 945 | $34.0K |
| Jan 30, 2026 | HAMBERGER SCOTT M Director | Purchase | 597 | $22.7K |
| Jan 5, 2026 | Yamini Yasaman EXECUTIVE OFFICER | Tax withheld | 36 | $1.4K |
| Jan 5, 2026 | Lorey Brandon Craig EXECUTIVE OFFICER | Tax withheld | 451 | $17.7K |
| Jan 5, 2026 | POFFINBERGER AARON M EXECUTIVE OFFICER | Tax withheld | 155 | $6.1K |
| Jan 5, 2026 | ZMITROVICH JOSEPH T EXECUTIVE OFFICER | Tax withheld | 343 | $13.5K |
| Jan 5, 2026 | CROSON KATHLEEN S EXECUTIVE OFFICER | Tax withheld | 133 | $5.2K |
| Jan 5, 2026 | Crosen Kaley Ann EXECUTIVE OFFICER | Tax withheld | 130 | $5.1K |
| Jan 5, 2026 | BRAITHWAITE TODD A EXECUTIVE OFFICER | Tax withheld | 112 | $4.4K |
| Jan 5, 2026 | SCHMIDT MARIANNE EXECUTIVE OFFICER | Tax withheld | 120 | $4.7K |
| Jan 5, 2026 | Chappell Kathleen J EXECUTIVE OFFICER | Tax withheld | 208 | $8.2K |
| Jan 2, 2026 | Yamini Yasaman EXECUTIVE OFFICER | Award | 1,363 | $0 |
| Jan 2, 2026 | Yamini Yasaman EXECUTIVE OFFICER | Tax withheld | 95 | $3.7K |
| Jan 2, 2026 | POFFINBERGER AARON M EXECUTIVE OFFICER | Tax withheld | 367 | $14.5K |
| Jan 2, 2026 | POFFINBERGER AARON M EXECUTIVE OFFICER | Award | 2,317 | $0 |
| Jan 2, 2026 | Shyamsunder Karthik Director | Award | 761 | $0 |
| Jan 2, 2026 | MATTHEWS TATIANA C Director | Award | 761 | $0 |
| Jan 2, 2026 | HAMBERGER SCOTT M Director | Award | 761 | $0 |
| Jan 2, 2026 | SMALLEY ROBERT W JR Director | Award | 761 | $0 |
| Jan 2, 2026 | BRAITHWAITE TODD A EXECUTIVE OFFICER | Tax withheld | 260 | $10.3K |
| Jan 2, 2026 | GLAIZE MARY BRUCE Director | Award | 761 | $0 |
| Jan 2, 2026 | PURRINGTON DEBRA L EXECUTIVE OFFICER | Award | 1,919 | $0 |
| Jan 2, 2026 | Lorey Brandon Craig EXECUTIVE OFFICER | Tax withheld | 1,058 | $41.7K |
| Jan 2, 2026 | STOKELY JOHN D JR Director | Award | 761 | $0 |
| Jan 2, 2026 | SMITH NICHOLAS PETER EXECUTIVE OFFICER | Award | 3,962 | $0 |
| Jan 2, 2026 | MILLESON JOHN R Director | Award | 761 | $0 |
| Jan 2, 2026 | SCHMIDT MARIANNE EXECUTIVE OFFICER | Award | 1,412 | $0 |
| Jan 2, 2026 | CROSON KATHLEEN S EXECUTIVE OFFICER | Tax withheld | 311 | $12.3K |
| Jan 2, 2026 | HILL EDWARD III Director | Award | 761 | $0 |
| Jan 2, 2026 | Rinker Douglas Clay Director | Award | 761 | $0 |
| Jan 2, 2026 | CROSON KATHLEEN S EXECUTIVE OFFICER | Award | 1,576 | $0 |
| Jan 2, 2026 | Chappell Kathleen J EXECUTIVE OFFICER | Tax withheld | 492 | $19.4K |
| Jan 2, 2026 | Chappell Kathleen J EXECUTIVE OFFICER | Award | 3,105 | $0 |
| Jan 2, 2026 | CLAYTOR CARY R Director | Award | 1,141 | $0 |
| Jan 2, 2026 | SCHMIDT MARIANNE EXECUTIVE OFFICER | Tax withheld | 311 | $12.3K |
| Jan 2, 2026 | Crosen Kaley Ann EXECUTIVE OFFICER | Tax withheld | 339 | $13.4K |
| Jan 2, 2026 | Crosen Kaley Ann EXECUTIVE OFFICER | Award | 2,141 | $0 |
| Jan 2, 2026 | SMITH NICHOLAS PETER EXECUTIVE OFFICER | Tax withheld | 220 | $8.7K |
| Jan 2, 2026 | BRAITHWAITE TODD A EXECUTIVE OFFICER | Award | 1,309 | $0 |
| Jan 2, 2026 | Lorey Brandon Craig EXECUTIVE OFFICER | Award | 7,290 | $0 |
| Jan 2, 2026 | ZMITROVICH JOSEPH T EXECUTIVE OFFICER | Tax withheld | 804 | $31.7K |
| Jan 2, 2026 | ZMITROVICH JOSEPH T EXECUTIVE OFFICER | Award | 3,722 | $0 |
| Dec 31, 2025 | GEORGE JAMES S II EXECUTIVE OFFICER | Tax withheld | 818 | $32.6K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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