Jun 2026 (Q2 FY26) — Aug 11, 2026
Fold Holdings, Inc. Q2 FY26 — Strategic Shift to Broader Financial Platform and Credit Card Scaling
Read the full callFold Holdings earnings: last reported Tue, 11 Aug 2026, for the quarter ended Jun 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 6.1 | −25.5% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | -9.7 | −171.9% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
1Y: $4.02 on 14 Oct 2025 → $0.52. High $4.07 (15 Oct 2025), low $0.38 (17 Jul 2026).
Overview
Call summaries
Fold Holdings, Inc. Q2 FY26 — Strategic Shift to Broader Financial Platform and Credit Card Scaling
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Financials
Net profit, year on year: −172% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 5 | 8 | 7 | 8 | 7 | 9 | 6 | 6 |
| Operating profit | -1 | -1 | — | — | — | — | — | — |
| Operating margin | −15.3% | −9.1% | — | — | — | — | — | — |
| Other income | -58 | 61 | -39 | 20 | 6 | -29 | -21 | -2 |
| Interest | 0 | 0 | 1 | 2 | 1 | 1 | 2 | 1 |
| Profit before tax | -62 | -0 | -49 | 13 | 1 | -35 | -29 | -10 |
| Tax rate | −0.0% | −221.2% | −0.0% | 0.0% | −0.2% | 0.0% | −0.0% | 0.0% |
| Net profit | -62 | -0 | -49 | 13 | 1 | -35 | -29 | -10 |
| EPS ($ per share) | -10.68 | — | -1.92 | 0.29 | 0.01 | — | -0.59 | -0.19 |
| Line item | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|
| Equity capital | 0 | — | 0 | 0 |
| Reserves | -9 | -11 | -101 | -171 |
| Total liabilities | 10 | 5 | 193 | 90 |
| Total assets | 256 | 166 | 126 | 153 |
| Line item | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|
| Cash from operations | -2 | -5 | -3 | -16 |
| Cash from investing | -28 | 100 | -3 | -9 |
| Cash from financing | 29 | -95 | 23 | 14 |
| Net cash flow | — | — | 17 | -11 |
174 filings between Dec 1, 2025 and Oct 2, 2026.
Purchases
$121.6K
6 purchases by 2 insiders
Sales
$308.2K
72 sales by 4 insiders
Also filed: 11 other filings.
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Repass Wolfe | — | $149.3K | Oct 2, 2026 |
| Reeves William Brian Poppic | — | $135.6K | Oct 2, 2026 |
| Kirkwood Jonathan | $64.4K | — | Jun 12, 2026 |
| Young Bracebridge H Jr | $57.2K | — | Sep 11, 2026 |
| McManus Matt | — | $15.9K | Jul 22, 2026 |
| Dickman Thomas J | — | $7.4K | Oct 2, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Oct 2, 2026 | Reeves William Brian Poppic Chief Executive Officer | Sale | 4,851 | $2.6K |
| Oct 2, 2026 | Repass Wolfe Chief Financial Officer | Sale | 452 | $240 |
| Oct 2, 2026 | Repass Wolfe Chief Financial Officer | Sale | 5 | $3 |
| Oct 2, 2026 | Repass Wolfe Chief Financial Officer | Sale | 774 | $410 |
| Oct 2, 2026 | Dickman Thomas J Chief Technology Officer | Sale | 6 | $3 |
| Oct 2, 2026 | Reeves William Brian Poppic Chief Executive Officer | Sale | 453 | $240 |
| Oct 1, 2026 | Reeves William Brian Poppic Chief Executive Officer | Option exercise | 1,075 | — |
| Oct 1, 2026 | Repass Wolfe Chief Financial Officer | Option exercise | 2,639 | — |
| Oct 1, 2026 | Repass Wolfe Chief Financial Officer | Option exercise | 17 | — |
| Oct 1, 2026 | Reeves William Brian Poppic Chief Executive Officer | Option exercise | 11,548 | — |
| Oct 1, 2026 | Repass Wolfe Chief Financial Officer | Option exercise | 1,540 | — |
| Oct 1, 2026 | Dickman Thomas J Chief Technology Officer | Option exercise | 17 | — |
| Sep 11, 2026 | Young Bracebridge H Jr Director | Purchase | 10,000 | $5.4K |
| Sep 11, 2026 | Young Bracebridge H Jr Director | Purchase | 10,000 | $5.6K |
| Sep 2, 2026 | Reeves William Brian Poppic Chief Executive Officer | Sale | 5,288 | $2.4K |
| Sep 2, 2026 | Repass Wolfe Chief Financial Officer | Sale | 493 | $225 |
| Sep 2, 2026 | Repass Wolfe Chief Financial Officer | Sale | 5 | $2 |
| Sep 2, 2026 | Reeves William Brian Poppic Chief Executive Officer | Sale | 493 | $225 |
| Sep 2, 2026 | Repass Wolfe Chief Financial Officer | Sale | 844 | $386 |
| Sep 2, 2026 | Dickman Thomas J Chief Technology Officer | Sale | 6 | $3 |
| Sep 1, 2026 | Reeves William Brian Poppic Chief Executive Officer | Option exercise | 1,075 | — |
| Sep 1, 2026 | Repass Wolfe Chief Financial Officer | Option exercise | 2,639 | — |
| Sep 1, 2026 | Repass Wolfe Chief Financial Officer | Option exercise | 17 | — |
| Sep 1, 2026 | Dickman Thomas J Chief Technology Officer | Option exercise | 17 | — |
| Sep 1, 2026 | Repass Wolfe Chief Financial Officer | Option exercise | 1,539 | — |
| Sep 1, 2026 | Reeves William Brian Poppic Chief Executive Officer | Option exercise | 11,549 | — |
| Aug 31, 2026 | Dickman Thomas J Chief Technology Officer | Award | 5,000 | — |
| Aug 25, 2026 | Reeves William Brian Poppic Chief Executive Officer | Sale | 9,427 | $4.7K |
| Aug 24, 2026 | Reeves William Brian Poppic Chief Executive Officer | Sale | 8,905 | $4.3K |
| Aug 21, 2026 | Reeves William Brian Poppic Chief Executive Officer | Sale | 10,045 | $4.9K |
| Aug 20, 2026 | Reeves William Brian Poppic Chief Executive Officer | Sale | 8,911 | $4.2K |
| Aug 19, 2026 | Reeves William Brian Poppic Chief Executive Officer | Sale | 9,480 | $4.3K |
| Aug 18, 2026 | Repass Wolfe Chief Financial Officer | Sale | 959 | $433 |
| Aug 18, 2026 | Reeves William Brian Poppic Chief Executive Officer | Sale | 9,619 | $4.3K |
| Aug 18, 2026 | Repass Wolfe Chief Financial Officer | Sale | 1,918 | $865 |
| Aug 17, 2026 | Dickman Thomas J Chief Technology Officer | Sale | 962 | $440 |
| Aug 17, 2026 | Dickman Thomas J Chief Technology Officer | Sale | 1,922 | $878 |
| Aug 3, 2026 | Reeves William Brian Poppic Chief Executive Officer | Sale | 433 | $204 |
| Aug 3, 2026 | Reeves William Brian Poppic Chief Executive Officer | Sale | 4,649 | $2.2K |
| Aug 3, 2026 | Repass Wolfe Chief Financial Officer | Sale | 435 | $204 |
| Aug 3, 2026 | Repass Wolfe Chief Financial Officer | Sale | 740 | $348 |
| Aug 3, 2026 | Repass Wolfe Chief Financial Officer | Sale | 5 | $2 |
| Aug 3, 2026 | Dickman Thomas J Chief Technology Officer | Sale | 5 | $2 |
| Jul 31, 2026 | Dickman Thomas J Chief Technology Officer | Option exercise | 17 | — |
| Jul 31, 2026 | Reeves William Brian Poppic Chief Executive Officer | Option exercise | 1,074 | — |
| Jul 31, 2026 | Repass Wolfe Chief Financial Officer | Option exercise | 2,638 | — |
| Jul 31, 2026 | Repass Wolfe Chief Financial Officer | Option exercise | 1,540 | — |
| Jul 31, 2026 | Reeves William Brian Poppic Chief Executive Officer | Option exercise | 11,548 | — |
| Jul 31, 2026 | Repass Wolfe Chief Financial Officer | Option exercise | 17 | — |
| Jul 22, 2026 | McManus Matt Chief Operating Officer | Sale | 2,109 | $949 |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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