Jun 2026 (Q2 FY26) — Aug 28, 2026
Jiayin Group Q2 FY26 — Strategic Adjustment Amidst Industry Headwinds
Read the full callJiayin Group (JFIN) earnings
- Jun 2026 (Q2 FY26)
- Dec 2025
Jiayin Group earnings: last reported Fri, 28 Aug 2026, for the quarter ended Jun 2026.
Price
$1.34 +4.69% · +$0.06
Performance −86.1% 1Y
1Y: $9.65 on 17 Oct 2025 → $1.34. High $10.07 (24 Oct 2025), low $1.21 (14 Oct 2026).
- Previous close
- $1.28
- 52-week range
- $1.21 – $10.07
- One year
- −86.30%
Overview
- Symbol
- JFIN
- Sector
- Financials
- Industry
- Finance Services
- Exchange
- US
- Currency
- USD
Call summaries
Mar 2026 (Q1 FY26) — Jun 23, 2026
Jiayin Group Inc. Q1 FY26 — Strategic Adjustments Amidst Industry Headwinds
Read the full callEvery analysed call
Jiayin Group earnings calls (JFIN)
Financials
What the filings say
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Reserves | -298 | -218 | -194 | -125 | 56 | 215 | 307 | 498 |
| Total liabilities | 357 | 207 | 152 | 148 | 258 | 460 | 313 | 618 |
| Fixed assets | 4 | 6 | 3 | 1 | 3 | 6 | 6 | 190 |
| Investments | — | 10 | 0 | 0 | 0 | — | — | — |
| Total assets | 117 | 101 | 81 | 152 | 438 | 795 | 741 | 1,252 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | -33 | 4 | -5 | 29 | 19 | 55 | 195 | 180 |
| Cash from investing | -2 | -34 | 5 | -20 | -3 | -15 | -107 | -278 |
| Cash from financing | -63 | 35 | 2 | 2 | -2 | -27 | -46 | 70 |
| Net cash flow | -99 | 6 | -0 | 10 | 16 | 11 | 42 | -29 |
| Capital expenditure | -2 | -4 | -0 | -0 | -3 | -4 | -101 | -91 |
| Free cash flow | -36 | -0 | -6 | 29 | 17 | 50 | 94 | 89 |
JFIN operating KPIs by quarter
| KPI | Mar 2026 Q1 FY26 | Jun 2026 Q2 FY26 | Change vs prior quarter |
|---|---|---|---|
| Transaction volume | 19.3B CNYDuring the quarter, we achieved transaction volume of RMB 19.3 billion, representing a year-over-year decrease of 45.8%.Source: earnings call transcript | 9.5B CNYDuring the quarter, the company achieved transaction volume of RMB 9.5 billion, representing a year-over-year decrease of approximately 74.4%, driven by both the industry-wide contraction and our strategic adjustment, we recorded a net loss of approximately RMB 180 million for the quarter.Source: earnings call transcript | -50.8% |
| 90-plus day delinquency ratio | 2.25%[Interpreted] The 90-plus day delinquency ratio was 2.25% as of the end of the first quarter, increasing sequentially.Source: earnings call transcript | 2.21%As of the end of the second quarter, the 90-plus day delinquency rate stood at 2.21%, remaining stable on a sequential basis.Source: earnings call transcript | 0 pt |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
Insider filings
3 filings, all on Jun 23, 2026.
Open market
decisions to buy or sellNobody bought or sold JFIN on the open market in this window. The filings below are 3 awards.
Compensation
not trading decisions- 3
- Award — granted as compensation
Latest filings (3)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Jun 23, 2026 | Fan Chunlin Chief financial officer | Award 10b5-1 plan | 240,000 | — |
| Jun 23, 2026 | Xu Yifang Director | Award 10b5-1 plan | 1,000,000 | — |
| Jun 23, 2026 | Wang Zhe (Maik) Group head of Technology | Award 10b5-1 plan | 160,000 | — |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
Your own record
Start an Inve Case for Jiayin Group Inc.
Free account. Everything above stays public.
Write why you follow Jiayin Group Inc. and the condition you want checked. Inve compares your numeric conditions with available results and management guidance; your own conditions remain yours to review.
Keep reading