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LexinFintech Holdings (LX) earnings
LexinFintech Holdings earnings: last reported Mon, 31 Aug 2026, for the quarter ended Jun 2026.
LexinFintech Holdings earnings callsLexinFintech Holdings earnings calls (LX)
Latest concall · Q2 2026 · call held call held 31 Aug 2026
LexinFintech Holdings Ltd. Q2 FY26 — Navigating Industry Headwinds with Strategic Transformation
What went well
- Operating expenses decreased by 17.6% quarter-over-quarter due to cost efficiency measures and AI adoption.
- FinTech empowerment business achieved solid growth of 8% and profitability, aligning with future regulatory directions.
- Installment e-commerce business maintained stable loan volume at CNY 2.3 billion and expanded gross profit margin from 9.4% to 14.1%.
What to watch
- Loan volume decreased by 4.3% sequentially to CNY 55.43 billion due to industry headwinds and tightening funding supply.
- Net profit decreased by 49.7% quarter-over-quarter to CNY 101 million, primarily due to revenue decline and increased provisioning.
Performance −86.6% 1Y
1Y: $5.39 on 29 Sept 2025 → $0.72. High $5.71 (24 Oct 2025), low $0.72 (23 Sept 2026).
Balance sheet
| Year ending | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Reserves | $323.98M | $658.41M | $709.60M | $808.55M | $904.87M | $1.12B |
| Total liabilities | $2.27B | $2.03B | $2.05B | $1.89B | $1.58B | $1.60B |
| Fixed assets | $19.26M | $30.65M | $41.26M | $62.91M | $84.00M | $127.99M |
| Investments | — | — | $39.15M | $28.17M | $10.96M | — |
| Total assets | $3.12B | $3.30B | $3.30B | $3.26B | $3.05B | $3.31B |
How to read this
As filed on each reporting date, including interim balance sheets. A line the company does not report — deposits for a non-lender, for instance — is left out rather than shown as a row of dashes.
Insider filings
2 filings, all on Aug 19, 2026.
Open market
decisions to buy or sellNobody bought or sold LX on the open market in this window. The filings below are 1 option exercise and 1 tax withheld.
Compensation
not trading decisions- 1
- Option exercise — converted options into shares
- 1
- Tax withheld — shares kept back by the company to cover tax
Latest filings (2)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Aug 19, 2026 | Long Annabelle Yu Director | Tax withheld | 1,238 | $828 |
| Aug 19, 2026 | Long Annabelle Yu Director | Option exercise | 15,000 | $0 |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.