Sep 2025 (Q3 FY25) — Nov 13, 2025
Manulife Q3 FY25 — Record Core Earnings and Refreshed Strategy
Read the full callManulife (MFC) earnings
- Sep 2025 (Q3 FY25)
- Dec 2025
Manulife earnings: last reported Thu, 13 Nov 2025, for the quarter ended Sep 2025.
Price
$44.06 −0.63% · −$0.28
Performance +39.3% 1Y
1Y: $31.64 on 17 Oct 2025 → $44.06. High $44.77 (4 Aug 2026), low $31.64 (17 Oct 2025).
- Previous close
- $44.34
- 52-week range
- $31.8 – $44.77
- One year
- +38.34%
Overview
- Symbol
- MFC
- Sector
- Financials
- Industry
- Life Insurance
- Exchange
- US
- Currency
- USD
Call summaries
Jun 2025 (Q2 FY25) — Aug 7, 2025
Manulife Q2 FY25 — Strong Asia & GWAM Growth, Comvest Acquisition
Read the full callEvery analysed call
Manulife earnings calls (MFC)
Financials
What the filings say
| Line item | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Total liabilities | 548,150 | 515,907 | 584,115 | 649,415 | 580,174 | 624,005 | 643,481 | 710,600 |
| Total assets | 581,773 | 550,504 | 622,674 | 691,021 | 615,796 | 660,778 | 680,288 | 748,935 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 14,079 | 15,808 | 15,736 | 18,221 | 12,282 | 15,413 | 18,414 | 23,448 |
| Cash from investing | -13,943 | -10,643 | -11,105 | -19,234 | -13,591 | -10,354 | -12,829 | -20,717 |
| Cash from financing | -531 | -1,601 | 520 | -1,611 | -1,557 | -3,805 | -2,901 | -1,497 |
MFC operating KPIs by quarter
| KPI | Jun 2025 Q2 FY25 | Sep 2025 Q3 FY25 | Change vs prior quarter |
|---|---|---|---|
| LICAT ratio | 136%Our balance sheet remains strong and provides financial flexibility with a strong LICAT ratio of 136% and a leverage ratio that is well below our 25% target.Source: earnings call transcript | 138%Our balance sheet remains strong with a LICAT ratio of 138% and a leverage ratio of 22.7% and we generated another quarter of book value per share growth with an increase of 7% from the prior year while continuing to return a significant amount of capital to shareholders.Source: earnings call transcript | +2 pt |
| Financial leverage ratio | 23.6%Our LICAT capital ratio remained strong at 136%, and our financial leverage ratio was 23.6%, continuing to stay well below our 25% medium-term target.Source: earnings call transcript | 22.7%Our balance sheet remains strong with a LICAT ratio of 138% and a leverage ratio of 22.7% and we generated another quarter of book value per share growth with an increase of 7% from the prior year while continuing to return a significant amount of capital to shareholders.Source: earnings call transcript | -0.9 pt |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
Insider filings
No filings in the last 12 months.
No officer, director or 10% owner of MFC filed a Form 4 in this window. That is a statement about filings, not about ownership — see the note below.
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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