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    NBT BANCORP (NBTB) stock price & financials

    View NBTB earnings calls

    Overview

    Price

    Market Cap

    Sector

    Rank

    Performance+14.4% 1Y

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Trend
    EarningsRevenue
    Operating Profit
    Net Profit
    $38.10M
    $36.01M
    $36.74M
    $22.51M
    $54.47M
    +43.0%
    $55.51M
    +54.2%
    $51.14M
    +39.2%
    $53.03M
    +135.6%
    Strengthening
    EPS
    $0.81
    $0.78
    $0.45
    $1.04
    +28.4%
    $0.98
    +25.6%
    $1.02
    +126.7%
    Strengthening
    Other Income
    Interest
    Depreciation
    Profit before Tax
    $48.78M
    $45.55M
    $47.22M
    $30.71M
    $71.83M
    +47.2%
    $69.69M
    +53.0%
    $66.67M
    +41.2%
    $69.12M
    +125.1%
    Strengthening
    MarginsOPM
    Tax
    21.9%
    20.9%
    22.2%
    26.7%
    24.2%
    +10.3%
    20.4%
    -2.9%
    23.3%
    +5.0%
    23.3%
    -12.8%
    Weakening
    ReturnsROIC
    3.0%
    2.9%
    2.9%
    1.8%
    4.3%
    +43.0%
    4.4%
    +54.2%
    4.0%
    +39.2%
    4.2%
    +135.6%
    Strengthening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$180.96M$216.84M$672.68M$1.27B$197.35M$205.19M$284.06M$487.12M$294.65M
    Short-Term Investments
    Total Current Assets
    Net PP&E$78.97M$110.43M$100.61M$95.39M$92.95M$107.38M$108.44M$129.88M$98.12M
    Goodwill$274.77M$274.77M$280.54M$280.54M$281.20M$361.85M$362.66M$453.28M$453.28M
    Intangibles$15.60M$12.02M$11.73M$8.93M$7.34M$40.44M$36.36M$57.66M$51.12M
    Total Assets$9.56B$9.72B$10.93B$12.01B$11.74B$13.31B$13.79B$16.00B$16.21B
    LiabilitiesTotal Current Liabilities
    Short-Term Debt$871.70M$655.27M$168.39M$97.80M$585.01M$386.65M$162.94M$148.07M$316.44M
    Long-Term Debt$73.72M
    Long-Term Leases
    Total Liabilities$8.54B$8.60B$9.75B$10.76B$10.57B$11.88B$12.26B$14.10B$14.27B
    EquityCommon Stock & APIC$497.0K$497.0K$497.0K$497.0K$497.0K$540.0K$540.0K$591.0K$591.0K
    Retained Earnings$621.20M$696.21M$749.06M$856.20M$958.43M$1.02B$1.10B$1.20B$1.26B
    Total Equity$1.02B$1.12B$1.19B$1.25B$1.17B$1.43B$1.53B$1.90B$1.94B
    HighlightsNet Cash / (Debt)-$764.47M

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating$147.77M$153.46M$145.27M$159.19M$183.22M$157.46M$188.57M$235.22M$261.66M
    Cash from Investing-$417.62M-$64.34M-$712.59M-$547.61M-$926.22M-$44.23M-$399.16M$169.07M-$484.18M
    Cash from Financing$291.14M-$53.23M$1.02B$984.81M-$328.73M-$105.39M$289.46M-$201.23M-$24.39M
    SummaryCapital Expenditure-$7.40M-$6.65M-$8.16M-$7.74M-$7.01M-$9.25M-$11.74M-$16.30M-$16.05M
    Free Cash Flow$140.37M$146.82M$137.12M$151.44M$176.21M$148.20M$176.82M$218.92M$245.61M
    FCF Margin111.4%109.2%97.3%100.3%117.0%102.4%106.7%119.7%

    Ratios