Jun 2026 (Q2 FY26) — Sep 30, 2026
Yiren Digital Q2 FY26 — Strategic Shift Towards AI and Asset-Light Model Amidst Credit Recovery
Read the full callYiren Digital earnings: last reported Wed, 30 Sep 2026, for the quarter ended Jun 2026.
Price
1Y: $5.91 on 17 Oct 2025 → $0.74. High $6.05 (21 Oct 2025), low $0.46 (13 Oct 2026).
Overview
Call summaries
Yiren Digital Q2 FY26 — Strategic Shift Towards AI and Asset-Light Model Amidst Credit Recovery
Read the full callYiren Digital Q1 FY26 — Credit-cycle inflection narrows losses as All-in-AI ecosystem strategy takes shape
Read the full callEvery analysed call
Financials
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Reserves | 554 | -77 | -193 | -39 | 132 | 420 | 608 | 601 |
| Total liabilities | 349 | 740 | 448 | 458 | 363 | 309 | 471 | 598 |
| Fixed assets | 13 | 28 | 23 | 16 | 11 | 11 | 11 | 7 |
| Total assets | 1,094 | 1,385 | 1,027 | 1,214 | 1,238 | 1,447 | 1,779 | 1,924 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | -119 | 39 | 43 | 25 | 268 | 306 | 195 | 101 |
| Cash from investing | -100 | 159 | -275 | -54 | 8 | 14 | -426 | -225 |
| Cash from financing | -4 | -165 | 146 | 67 | -71 | -80 | -38 | 95 |
| Net cash flow | -223 | 34 | -86 | 37 | 205 | 239 | -268 | -33 |
| Capital expenditure | -8 | -7 | -2 | -1 | -0 | -1 | -1 | -4 |
| Free cash flow | -127 | 32 | 41 | 23 | 268 | 305 | 194 | 97 |
1 filing, all on Jun 5, 2026.
Nobody bought or sold YRD on the open market in this window. The filing below is 1 other.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Jun 5, 2026 | Tang Ning Executive Chairman and CEO | Other | 81,176,519 | — |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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