Inve India ▾
DCDCBBANK

DCB Bank Q3 FY26 results (Oct–Dec 2025) and concall

Financial Services · Concall AI · Call held 23 Jan 2026

DCB Bank reported strong Q3 FY26 results with robust growth in advances (18.46% Y-o-Y) and deposits (19.54% Y-o-Y). Profit after tax increased 22% despite a one-time charge of INR 26.87 crores. Asset quality showed significant improvement with slippage, GNPA, and NNPA reaching multi-quarter lows, while NIM expanded to 3.27% due to reduced cost of deposits. The bank reiterated its growth and profitability guidance for future years.

You’re reading a preview. Opening the full call uses 1 concall credit.

Sign in to use your monthly call allowance.

What they filed

Q3 FY26: revenue up 11.4%, net profit up 22.5% against the same quarter last year.

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue1,671 1,742 1,814 1,823 1,861 +11%
Net profit151 177 157 184 185 +23%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.