J&KBANK J & K Bank Q1 FY26 results (Apr–Jun 2025) and concall
J&K Bank reported its highest-ever Q1 net profit of INR485 crores, up 16.7% YoY, despite a one-time impairment provision of INR87 crores. The bank saw strong operating income growth but experienced NIM compression and a sequential decline in CASA. Asset quality improved with a significant reduction in SMA-0, and the bank is focused on digital transformation and raising growth capital.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 |
|---|---|---|---|
| Revenue | 3,206 | 3,212 | 3,268 |
| Net profit | 532 | 585 | 485 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
