Karur Vysya Bank Q2 FY27 results (Jul–Sep 2026) and concall

Financial Services · Concall AI · Call held 15 Oct 2026

Company page: Karur Vysya Bank share price, financials & guidance record

Karur Vysya Bank delivered a strong Q2 FY27, marked by robust business growth across advances and deposits, and sustained profitability with a healthy NIM of 4.26%. Asset quality continued to improve, with both GNPA and NNPA declining. While facing rising funding costs and competitive pressures, the bank remains focused on calibrated growth and operational efficiency, with strategic branch expansion plans underway.

You’re reading a preview. Opening the full call uses 1 concall credit.

What they filed

Q2 FY27: revenue up 15.2%, net profit up 37.3% against the same quarter last year.

₹ Cr · quarterly

Line item	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26	Q3 FY26	Q4 FY26	Q1 FY27	Q2 FY27
Revenue	2,489	2,516	2,569	2,808	2,794 +12%	2,904 +15%	3,049 +19%	3,235 +15%
Expenses	878	925	839	1,030	848	985	859	889
Other income	465	509	447	512	509	616	442	435
Interest	1,407	1,427	1,489	1,547	1,555	1,545	1,627	1,738
Depreciation	0	0	0	0	0	0	0	0
Profit before tax	668	674	687	743	901 +35%	989 +47%	1,005 +46%	1,044 +41%
Tax rate	26%	24%	24%	23%	23%	27%	25%	25%
Net profit	496	513	521	574	690 +39%	725 +41%	756 +45%	788 +37%
EPS	5.14	5.31	5.40	5.94	7.14	7.50	7.82	8.15

How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.

What they filed

More Financial Services earnings calls