PSB Punjab & Sind Bank Q2 FY26 results (Jul–Sep 2025) and concall
Punjab & Sind Bank delivered a robust Q2 FY26 performance characterized by strong credit growth and superior asset quality metrics, with Net NPA falling below the 1% threshold. While treasury income faced industry-wide pressure, the bank's core operational efficiency improved, evidenced by a declining cost-to-income ratio. Management is pivoting toward a digital-first approach and aggressive branch expansion to bolster its CASA franchise and RAM portfolio.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|
| Revenue | 2,931 | 3,159 | 2,911 | 2,999 |
| Net profit | 282 | 313 | 269 | 295 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
