PSB Punjab & Sind Bank Q4 FY26 results (Jan–Mar 2026) and concall
Punjab & Sind Bank reported a strong Q4 FY26, achieving its highest ever net profit of Rs.1,322 Crore, a 30.12% YoY growth. The bank saw robust business expansion with total business growing 14.94% to Rs.2,63,652 Crore, driven by 18.29% growth in gross advances. Asset quality improved significantly with GNPA at 2.4% and NNPA at 0.79%. However, the bank noted a continuous quarter-on-quarter reduction in NIM, which stood at 2.55% for the 12-month period, and an uptick in slippages in Q4, mainly from MSME accounts.
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What they filed
Q4 FY26: revenue down 4.1%, net profit up 34.8% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|
| Revenue | 2,931 | 3,159 | 2,911 | 2,999 | 3,042 +4% | 3,030 −4% |
| Net profit | 282 | 313 | 269 | 295 | 336 +19% | 422 +35% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
