UCOBANK UCO Bank Q2 FY27 results (Jul–Sep 2026) and concall
UCO Bank delivered a strong Q2 FY27, marked by robust business and credit growth, significantly surpassing its own guidance. Profitability saw a healthy increase, driven by improved Net Interest Income and fee-based income. Asset quality continued its positive trajectory with both Gross and Net NPAs falling below target levels. While the CASA ratio saw a slight dip and treasury faced yield pressure, the bank remains well-capitalized and focused on digital transformation and strategic expansion.
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What they filed
Q2 FY27: revenue up 11.5%, net profit up 26.8% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 | Q2 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 6,220 | 6,745 | 6,436 | 6,537 | 6,652 +7% | 6,656 −1% | 6,996 +9% | 7,286 +11% |
| Net profit | 640 | 666 | 607 | 620 | 740 +16% | 801 +20% | 656 +8% | 786 +27% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
