American Coastal Insurance (ACIC) Q2 FY26 earnings call

American Coastal Insurance Corporation delivered strong underwriting results in Q2 FY26, evidenced by a robust underlying combined ratio and high return on equity. Despite facing continued downward rate pressure and a revised revenue outlook, the company proactively reduced its hurricane retention and increased its share repurchase authorization, signaling confidence in its capital position and risk management strategy. Management remains committed to underwriting profitability and disciplined growth amidst a softening market.