Cathay General Bancorp (CATY) Q3 FY26 earnings call

Cathay General Bancorp delivered a strong third quarter, marked by record net interest income and continued margin expansion, driven by active balance sheet management and robust loan and deposit growth. The company took proactive steps to optimize its funding and capital structure, including a securities repositioning and trust preferred redemption, while navigating elevated charge-offs in specific credits. Management remains focused on disciplined relationship growth, sound credit quality, and prudent capital management, with an optimistic outlook for full-year loan and deposit growth.