Inve US ▾
CFCFR

Cullen/Frost Bankers (CFR) Q1 FY26 earnings call

Earnings call· Mar 2026 (Q1 FY26)· Financials· Apr 30, 2026

Source: earnings call transcript

Cullen/Frost Bankers reported a solid first quarter, driven by robust loan growth, particularly in consumer mortgages, and continued success from its branch expansion strategy which contributed 5.6% to EPS. The company saw strong momentum in new commercial relationships and maintained good credit quality. However, average deposits experienced a seasonal linked-quarter decrease, and the net unrealized loss on the AFS portfolio widened. The call was unfortunately cut short due to technical difficulties, preventing a full discussion of guidance and Q&A.

You’re reading a preview. Opening the full call uses 1 concall credit.

Sign in to use your monthly call allowance.

CFR operating KPIs by quarter

CFR operating KPIs stated on its earnings calls, by fiscal quarter
KPIThis call Mar 2026 Q1 FY26 Jun 2026 Q2 FY26Change vs prior quarter
Net interest margin
3.74% Our net interest margin percentage was 3.74% for the quarter, up 8 basis points from the 3.66% reported last quarter. Source: earnings call transcript
3.75% Our net interest margin percentage was 3.75% for the quarter, up 1 basis point from the 3.74% reported last quarter. Source: earnings call transcript
0 pt

Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.

Inve summary of the company's earnings call; see how call summaries are prepared. Not investment advice.