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    CULLEN/FROST BANKERS (CFR) stock price & financials

    View CFR earnings calls

    Overview

    Price

    Market Cap

    Sector

    Rank

    Performance+22.5% 1Y

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Trend
    EarningsRevenue
    $518.04M
    $536.34M
    $540.23M
    $546.88M
    $567.26M
    +9.5%
    $580.87M
    +8.3%
    $574.84M
    +6.4%
    $576.01M
    +5.3%
    Strengthening
    Operating Profit
    Net Profit
    $146.50M
    $154.85M
    $150.92M
    $157.00M
    $174.38M
    +19.0%
    $166.25M
    +7.4%
    $170.99M
    +13.3%
    $172.06M
    +9.6%
    Strengthening
    EPS
    $2.24
    $2.30
    $2.39
    $2.67
    +19.2%
    $2.65
    +15.2%
    $2.70
    +13.0%
    Strengthening
    Other Income
    Interest
    $203.83M
    $168.90M
    $172.35M
    $178.49M
    -12.4%
    $139.44M
    -17.4%
    $147.03M
    -14.7%
    Weakening
    Depreciation
    Profit before Tax
    $175.24M
    $184.01M
    $179.09M
    $186.62M
    $208.01M
    +18.7%
    $197.98M
    +7.6%
    $202.41M
    +13.0%
    $204.54M
    +9.6%
    Strengthening
    MarginsOPM
    Tax
    16.4%
    15.8%
    15.7%
    15.9%
    16.2%
    -1.4%
    16.0%
    +1.1%
    15.5%
    -1.3%
    15.9%
    +0.1%
    Stable
    ReturnsROIC
    3.2%
    3.4%
    3.3%
    3.5%
    3.9%
    +19.0%
    3.7%
    +7.4%
    3.8%
    +13.3%
    3.8%
    +9.6%
    Strengthening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$3.79B$10.29B$16.58B$12.03B$8.69B$10.23B$8.87B$6.47B
    Short-Term Investments
    Total Current Assets
    Net PP&E$552.33M$1.31B$1.34B$1.33B$1.39B$1.47B$1.52B$1.57B$1.62B
    Goodwill$654.95M$654.95M$654.95M$654.95M$654.95M
    Intangibles$3.65M$2.48M$1.56M$866.0K$386.0K
    Total Assets$32.29B$34.03B$42.39B$50.88B$52.89B$50.85B$52.52B$53.04B$53.88B
    LiabilitiesTotal Current Liabilities
    Short-Term Debt
    Long-Term Debt
    Long-Term Leases
    Total Liabilities$28.92B$30.12B$38.10B$46.44B$49.76B$47.13B$48.62B$48.47B$49.26B
    EquityCommon Stock & APIC$642.0K$642.0K$642.0K$642.0K$643.0K$644.0K$644.0K$644.0K$644.0K
    Retained Earnings$2.44B$2.67B$2.75B$2.96B$3.31B$3.66B$3.95B$4.31B$4.52B
    Total Equity$3.37B$3.91B$4.29B$4.44B$3.14B$3.72B$3.90B$4.57B$4.62B
    HighlightsNet Cash / (Debt)

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating$562.39M$634.09M$524.24M$648.29M$722.58M$478.85M$989.53M$273.98M$719.58M
    Cash from Investing-$1.91B-$1.39B-$1.63B-$2.53B-$8.28B-$942.75M-$180.88M-$1.60B-$2.91B
    Cash from Financing$253.66M$585.06M$7.61B$8.17B$3.00B-$2.88B$738.33M-$33.09M$1.54B
    SummaryCapital Expenditure-$79.27M-$206.72M-$95.42M-$65.85M-$102.50M-$158.63M-$127.78M-$146.65M-$178.12M
    Free Cash Flow$483.12M$427.37M$428.82M$582.44M$620.08M$320.21M$861.76M$127.33M$541.46M
    FCF Margin36.9%31.2%29.7%42.5%36.6%16.1%41.8%5.7%23.6%

    Ratios