Skip to content

    CITIZENS FINANCIAL GROUP INC/RI

    Overview

    Price

    Market Cap

    Sector

    Rank

    Performance

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Trend
    EarningsRevenue
    $1.96B
    $1.90B
    $1.99B
    $1.94B
    $2.04B
    +3.8%
    $2.12B
    +11.4%
    $2.16B
    +8.6%
    $2.17B
    +12.0%
    Strengthening
    Operating Profit
    Net Profit
    $392.00M
    $382.00M
    $401.00M
    $373.00M
    $436.00M
    +11.2%
    $494.00M
    +29.3%
    $528.00M
    +31.7%
    $517.00M
    +38.6%
    Strengthening
    EPS
    $0.79
    $0.77
    $0.78
    $0.93
    +17.7%
    $1.06
    +37.7%
    $1.14
    +46.2%
    Strengthening
    Other Income
    Interest
    Depreciation
    Profit before Tax
    $480.00M
    $470.00M
    $508.00M
    $468.00M
    $554.00M
    +15.4%
    $629.00M
    +33.8%
    $677.00M
    +33.3%
    $650.00M
    +38.9%
    Strengthening
    MarginsOPM
    Tax
    18.3%
    18.7%
    21.1%
    20.3%
    21.3%
    +16.2%
    21.5%
    +14.6%
    22.0%
    +4.5%
    20.5%
    +0.8%
    Strengthening
    ReturnsROIC
    3.4%
    3.3%
    3.4%
    3.2%
    3.7%
    +11.2%
    4.2%
    +29.3%
    4.5%
    +31.7%
    4.4%
    +38.6%
    Strengthening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$4.07B$3.39B$12.73B$9.16B$10.55B$11.63B$10.60B$12.73B$12.33B
    Short-Term Investments
    Total Current Assets
    Net PP&E$791.00M$1.46B$1.56B$1.53B$1.86B$1.78B$1.74B$1.87B$874.00M
    Goodwill$6.92B$7.04B$7.05B$7.12B$8.17B$8.19B$8.19B$8.19B$8.22B
    Intangibles$31.00M$68.00M$58.00M$64.00M$197.00M$157.00M$146.00M$115.00M
    Total Assets$160.52B$165.73B$183.35B$188.41B$226.73B$221.96B$217.52B$226.35B$227.92B
    LiabilitiesTotal Current Liabilities
    Short-Term Debt$1.32B$274.00M$243.00M$74.00M$3.00M$505.00M$0$58.00M$54.00M
    Long-Term Debt$15.93B$14.05B$8.35B$6.93B$15.89B$13.47B$12.40B$11.22B$12.26B
    Long-Term Leases
    Total Liabilities$139.70B$143.53B$160.68B$164.99B$203.04B$197.62B$193.27B$200.03B$201.75B
    EquityCommon Stock & APIC$6.00M$6.00M$6.00M$6.00M$6.00M$6.00M$7.00M$7.00M$7.00M
    Retained Earnings$5.38B$6.50B$6.45B$7.98B$9.16B$9.82B$10.41B$11.35B$11.63B
    Total Equity$20.82B$22.20B$22.67B$23.42B$23.69B$24.34B$24.25B$26.32B$26.17B
    HighlightsNet Cash / (Debt)-$13.17B-$10.94B$4.14B$2.15B-$5.34B-$2.34B-$1.80B$1.45B$16.00M

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating$1.77B$1.70B$111.00M$2.27B$4.12B$2.96B$2.00B$2.21B$2.66B
    Cash from Investing-$7.08B-$3.88B-$6.14B-$10.49B-$12.64B$5.25B$2.99B-$5.97B-$6.66B
    Cash from Financing$6.35B$1.49B$15.37B$4.64B$9.91B-$7.13B-$6.01B$5.88B$4.79B
    SummaryCapital Expenditure-$232.00M-$126.00M
    Free Cash Flow$1.53B$1.57B
    FCF Margin25.0%24.2%