EZCORP (EZPW) Q3 FY26 earnings call

EZCORP delivered an outstanding quarter driven by robust core pawn operating metrics, strong PLO growth across all markets, and strategic acquisitions, notably increasing ownership of SMG to 100%. The company continues to focus on organic growth through de novos and disciplined M&A, while managing expenses and leveraging a strong balance sheet despite sequential normalization in scrap margins. Management emphasized the underlying strength of the core pawn business independent of gold price fluctuations.