Preferred Bank (PFBC) Q2 FY26 earnings call

Preferred Bank delivered a strong Q2 FY26, driven by significant improvements in asset quality and robust loan origination, which exceeded internal expectations. While the bank maintained a healthy net interest margin, it faces intense competition for deposits and pressure on loan yields amid market uncertainty. Management emphasizes a focus on net interest income growth over margin percentage, navigating a competitive landscape with disciplined lending and a cautious approach to capital deployment.