Preferred Bank (PFBC) Q3 FY26 earnings call

Preferred Bank reported a mixed Q3 FY26, with net income impacted by an interest income reversal and a decline in loans, though deposit growth was modest. The bank faces an intensely competitive deposit market, with customers shifting funds to higher-yielding treasuries. Management anticipates solid loan growth in Q4 and a stable interest rate environment, positioning the asset-sensitive bank for a good 2027, while maintaining tight cost controls.