PicS N.V. (PICS) Q2 FY26 earnings call

PicPay delivered robust Q2 FY26 results, surpassing guidance across key profitability metrics, driven by strong revenue growth and significant operating leverage from AI adoption. The company is strategically rebalancing its revenue mix towards lower-risk streams and expanding its credit portfolio with disciplined, intentional risk-taking, while maintaining strong asset quality and coverage. The recent acquisition of Cover (now CAV) is poised to accelerate insurance ambitions and contribute meaningfully to future earnings.