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PicS N.V. (PICS) earnings
PicS N.V. earnings: last reported Mon, 24 Aug 2026, for the quarter ended Jun 2026.
PicS N.V. earnings callsPicS N.V. earnings calls (PICS)
Latest concall · Q2 2026 · call held call held 24 Aug 2026
PicS N.V. Q2 FY26 — Strong Profitability and Strategic Revenue Mix Shift
What went well
- Credit portfolio reached BRL 31.9 billion, 3% above the high end of guidance.
- Managerial revenues were BRL 3.7 billion, 3.6% above guidance.
- Adjusted net income reached BRL 283 million, 15.5% above guidance.
What to watch
- NPL over 90 days increased to 9.8% due to portfolio aging and intentional risk-taking, not underlying deterioration.
- Stage 3 coverage decreased from 77% to 74.1% primarily due to the Desenrola program's FGO guarantee, not a change in portfolio quality.
Performance −55.4% YTD
YTD: $19 on 29 Jan 2026 → $8.48. High $19 (29 Jan 2026), low $8.19 (29 Sept 2026).
Insider filings
11 filings between Mar 23, 2026 and Jun 11, 2026.
Open market
decisions to buy or sellPurchases
$3.95M
11 purchases by 4 insiders
Sales
None
No insider sold shares.
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Pruett William Rodney | $1.41M | — | Jun 5, 2026 |
| Chedid Simoes Eduardo | $1.01M | — | Mar 26, 2026 |
| Batista Costa Jose Antonio | $976.6K | — | Jun 10, 2026 |
| Augusto Cazotto Andre | $559.0K | — | Jun 11, 2026 |
Latest filings (11)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Jun 11, 2026 | Augusto Cazotto Andre IR, Strategy and M&A Officer | Purchase | 49,500 | $465.8K |
| Jun 10, 2026 | Batista Costa Jose Antonio Director | Purchase | 18,500 | $175.2K |
| Jun 9, 2026 | Batista Costa Jose Antonio Director | Purchase | 20,800 | $202.4K |
| Jun 8, 2026 | Batista Costa Jose Antonio Director | Purchase | 21,130 | $199.0K |
| Jun 5, 2026 | Batista Costa Jose Antonio Director | Purchase | 21,833 | $200.0K |
| Jun 5, 2026 | Pruett William Rodney Director | Purchase | 25,000 | $227.5K |
| Jun 4, 2026 | Batista Costa Jose Antonio Director | Purchase | 22,000 | $200.0K |
| Mar 31, 2026 | Augusto Cazotto Andre IR, Strategy and M&A Officer | Purchase | 1,700 | $18.2K |
| Mar 26, 2026 | Chedid Simoes Eduardo Chief Executive Officer | Purchase | 87,505 | $1.01M |
| Mar 25, 2026 | Augusto Cazotto Andre IR, Strategy and M&A Officer | Purchase | 6,500 | $75.1K |
| Mar 23, 2026 | Pruett William Rodney Director | Purchase | 100,000 | $1.18M |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.