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    Sera Investments

    Gujarat-based NBFC lender expanding into retail secured MSME/SME loans across Tier-2/3 towns via a hub-and-spoke model, alongside a SEBI-approved Category 3 Alternative Investment Fund business.

    Financial Services
    Financial Services

    Overview

    Price

    Market Cap

    ₹262 Cr

    Sector

    Financial Services

    Financial Services

    Rank

    Performance

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly

    Balance Sheet

    Balance Sheet

    ₹ Cr · Annual
    Line itemFY24FY25FY26FY26
    LiabilitiesEquity Capital13131313
    Reserves56281391281
    Borrowings192023
    Other Liabilities2679952
    Total Liabilities91380527347
    AssetsFixed Assets1332
    CWIP0000
    Investments34324456246
    Other Assets56536899
    Total Assets91380527347

    Cash Flow

    Cash Flow

    ₹ Cr · Annual
    Line itemFY24FY25FY26
    ActivitiesCash from Operating-71055
    Cash from Investing-6-9-28
    Cash from Financing131-20
    SummaryCapital Expenditure
    Free Cash Flow-9855
    FCF Margin

    Valuation

    Banks & financials don't fit this model

    Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.

    512399 · FINANCIALS_SECTOR

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