531310
Available Fin. financials
- Market cap
- ₹145 Cr
- Sector
- Financial Services
What Available Fin. does
Available Finance Limited is an unregistered Non-Deposit-Taking Core Investment Company (NBFC-ND-CIC) regulated by the RBI. Rather than lending to retail or public customers, it earns interest and dividend income by making equity investments in, and extending inter-corporate loans/advances to, companies within its promoter (Agarwal) group. Its group holdings include Agarwal Coal Corporation Private Limited and Agarwal Fuel Corporation Private Limited (associates), and it is itself a subsidiary of Archana Coal Private Limited.
Segments
- Group lending & investment
- Classification
- Unregistered Core Investment Company (NBFC-ND-CIC)
- Total employees
- 3 (all permanent, male)
- Group companies held
- 3 (Agarwal Coal Corporation, Agarwal Fuel Corporation, Archana Coal)
- Stake in Agarwal Coal Corporation Pvt Ltd
- 32.63%
- Stake in Agarwal Fuel Corporation Pvt Ltd
- 43.55%
- Held by Archana Coal Pvt Ltd (holding company)
- 57.22%
Quarterly results
Q1 FY27: revenue up 0.0%, net profit up 133.3% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 0 | 0 +7% | 0 +7% | 0 +14% | 0 +0% |
| EBITDA | 0 | 0 | 0 | 0 | 0 +67% | 0 +14% | 0 +0% | 0 +80% |
| Net profit | 0 | 0 | 0 | 0 | 0 +40% | 0 +0% | 0 +0% | 0 +133% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Performance −15.3% 1Y
1Y: ₹168.55 on 10 Sept 2025 → ₹142.8. High ₹169.9 (12 Sept 2025), low ₹124.95 (30 Mar 2026).
Financials, as filed
Revenue grew 77.0% a year over 3 years, FY23 to FY26. Operating margin narrowed to 52.5%.
| Year ending | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| Revenue | ₹0 Cr | ₹1 Cr | ₹1 Cr | ₹1 Cr |
| Operating profit | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Operating margin | 54.5% | 50.9% | 53.6% | 52.5% |
| Interest | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Depreciation | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Net profit | ₹133 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Net margin | 120918.2% | 43.6% | 41.1% | 36.1% |
| Cash from operations | ₹2 Cr | ₹0 Cr | ₹0 Cr | ₹-0 Cr |
| Free cash flow | ₹2 Cr | ₹0 Cr | ₹0 Cr | ₹-0 Cr |
| ROCE | 2.1% | 1.6% | 1.6% | 1.6% |
How to read this
From the company's own filings. Margins are computed from the filed sums; a year with an incomplete quarter is left blank rather than estimated.
Balance sheet
| Year ending | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| Equity capital | ₹10 Cr | ₹10 Cr | ₹10 Cr | ₹10 Cr | ₹10 Cr | ₹10 Cr |
| Reserves | ₹7 Cr | ₹7 Cr | ₹8 Cr | ₹8 Cr | ₹1.3k Cr | ₹9 Cr |
| Borrowings | ₹2 Cr | ₹2 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Other liabilities | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Total liabilities | ₹19 Cr | ₹20 Cr | ₹18 Cr | ₹19 Cr | ₹1.3k Cr | ₹19 Cr |
| Fixed assets | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Capital work in progress | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹11 Cr | ₹12 Cr | ₹12 Cr | ₹12 Cr | ₹1.3k Cr | ₹12 Cr |
| Other assets | ₹7 Cr | ₹8 Cr | ₹6 Cr | ₹6 Cr | ₹7 Cr | ₹7 Cr |
| Total assets | ₹19 Cr | ₹20 Cr | ₹18 Cr | ₹19 Cr | ₹1.3k Cr | ₹19 Cr |
How to read this
As filed each year. A line the company does not report — deposits for a non-lender, for instance — is left out rather than shown as a row of dashes.
Who owns it
As disclosed at Jun 2026
Since Jun 2025, promoters trimmed −0.79 pp while the public added +0.79 pp. The shareholder count grew 3% to 4,738.
- Promoters
- 65.5%
- Public
- 34.5%
Since Jun 2025
- Promoters −0.79 pp
- Public +0.79 pp
How it drifted, 12 quarters
Over this window promoters went from 61.8% to 65.5% — +3.7 pp.
Ownership split by quarter, oldest first. Sep '23: Promoters 61.8%, Public 38.2%.Dec '23: Promoters 66.3%, Public 33.7%.Mar '24: Promoters 66.3%, Public 33.7%.Jun '24: Promoters 66.3%, Public 33.7%.Sep '24: Promoters 66.3%, Public 33.7%.Dec '24: Promoters 66.3%, Public 33.7%.Mar '25: Promoters 66.3%, Public 33.7%.Jun '25: Promoters 66.3%, Public 33.7%.Sep '25: Promoters 66.3%, Public 33.7%.Dec '25: Promoters 66.3%, Public 33.7%.Mar '26: Promoters 65.5%, Public 34.5%.Jun '26: Promoters 65.5%, Public 34.5%.
Who is on the register
Named in the Jun 2026 filing
Every holder of Available Fin. above SEBI's 1% disclosure line, and what changed since Mar 2026.
| Holder | Stake | Change |
|---|---|---|
| Archana Coal Private Limited | 49.22% | unchanged |
| Tapan Agarwal | 14.81% | unchanged |
| K. K. Patel Finance Limited | 3.33% | unchanged |
| F3 Advisors Private Limited | 1.67% | unchanged |
| Deepali Finance (P) Ltd | 1.48% | unchanged |
| Pashupati Capital Services Pvt Ltd | 1.31% | unchanged |
| Setu Securities Private Limited | 1.07% | −0.07 pp |
| Vanshika Agarwal | 0.01% | unchanged |
| Vinod Agarwal Legacy Trust holding through Managing Trustee Mr. Vinod Kumar Agarwal | 0.00% | unchanged |
A holder disappearing from this list has fallen below the 1% line — it is not necessarily a sale. Percentages are of total shares, as disclosed in the company's own filing. Who was buying across the market this quarter.
Learn to analyse Available Fin.
Guides on how to read this kind of business and the numbers that matter.