Indian embedded-finance group: an NBFC making small-ticket merchant/co-lending loans, paired with iServeU's payments infrastructure (POS, Soundbox, UPI, agency banking) for banks and fintechs, plus the Moneyfront wealth platform.
Price
Market Cap
Sector
Financial Services
Rank
| Line item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 86 | 94 | 94 | 94 | 95 | 111 | 111 | 111 |
| Reserves | 155 | 192 | 192 | 178 | 186 | 212 | 212 | 214 |
| Borrowings | 0 | 0 | 0 | 0 | 54 | 96 | 155 | — |
| Other Liabilities | 9 | 82 | 77 | 72 | 117 | 152 | 155 | 159 |
| Total Liabilities | 250 | 368 | 363 | 345 | 452 | 571 | 633 | 709 |
| AssetsFixed Assets | 14 | 125 | 101 | 111 | 116 | 120 | 140 | 145 |
| CWIP | 0 | 0 | 0 | 0 | 1 | 12 | 0 | 0 |
| Investments | 60 | 80 | 63 | 7 | 2 | 4 | 2 | 1 |
| Other Assets | 177 | 163 | 199 | 226 | 333 | 435 | 491 | 563 |
| Total Assets | 250 | 368 | 363 | 345 | 452 | 571 | 633 | 709 |
| Line item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| ActivitiesCash from Operating | -104 | 110 | -70 | -58 | -37 | -86 | -81 |
| Cash from Investing | 112 | -118 | 39 | 87 | -18 | -9 | -63 |
| Cash from Financing | -1 | 47 | 0 | -3 | 70 | 91 | 124 |
| SummaryCapital Expenditure | — | — | — | — | — | — | — |
| Free Cash Flow | -104 | 75 | -72 | -59 | -39 | -109 | -103 |
| FCF Margin | — | — | — | — | — | — | — |
Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.
538772 · FINANCIALS_SECTOR
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