AGSTRA
AGS Transact Technologies financials
- Market cap
- ₹24 Cr
- Sector
- Financial Services
What AGS Transact Technologies Ltd does
AGS Transact Technologies, established in 2002, deploys and manages ATMs/CRMs for banks under outsourcing and managed-services contracts, and separately sells ATMs/CRMs and banking self-service terminals that it assembles in Daman. Through subsidiary Securevalue India Limited it runs cash-in-transit, cash pick-up/doorstep banking, cash processing and vaulting services. Its Ongo platform provides digital payment solutions including POS-based merchant acquiring at petroleum outlets and retail, and prepaid/NCMC card issuance for metro and fuel payments.
Segments
- Payment Solutions
- Banking Automation Solutions
- Other Automation Solutions
- ATMs & CRMs under outsourcing/management
- 32,151 (incl. 7,230 CRMs)
- POS terminals deployed
- 2,48,913
- Cash billing terminals installed
- ~53,876
- ATMs and CRMs under service (Banking Automation)
- 25,693
- Cities and towns covered
- ~2,200
- Cash vaults and spoke locations
- 446
Quarterly results
Q3 FY25: revenue down 43.9%, net profit down 1193.3% against the same quarter last year.
| Line item | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 425 | 371 | 377 | 374 | 349 −18% | 340 −8% | 352 −7% | 210 −44% |
| EBITDA | 73 | 83 | 7 | 58 | 49 −33% | 93 +12% | 88 +1157% | -174 −400% |
| Net profit | -15 | 1 | -61 | -15 | -4 +73% | 14 +1300% | 15 +125% | -194 −1193% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Performance −61.8% 1Y
1Y: ₹4.95 on 10 Sept 2025 → ₹1.89. High ₹5.33 (21 Nov 2025), low ₹1.89 (11 Sept 2026).
Financials, as filed
Revenue fell 12.0% a year over 1 year, FY23 to FY24. Operating margin narrowed to 13.4%.
| Year ending | FY23 | FY24 |
|---|---|---|
| Revenue | ₹1.7k Cr | ₹1.5k Cr |
| Operating profit | ₹396 Cr | ₹197 Cr |
| Operating margin | 23.7% | 13.4% |
| Interest | ₹143 Cr | ₹149 Cr |
| Depreciation | ₹230 Cr | ₹214 Cr |
| Net profit | ₹37 Cr | ₹-79 Cr |
| Net margin | 2.2% | -5.4% |
| Cash from operations | ₹249 Cr | ₹349 Cr |
| Free cash flow | ₹141 Cr | ₹301 Cr |
| ROCE | 12.0% | 1.0% |
How to read this
From the company's own filings. Margins are computed from the filed sums; a year with an incomplete quarter is left blank rather than estimated.
Balance sheet
| Year ending | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 |
|---|---|---|---|---|---|---|
| Equity capital | ₹119 Cr | ₹119 Cr | ₹119 Cr | ₹120 Cr | ₹120 Cr | ₹121 Cr |
| Reserves | ₹306 Cr | ₹380 Cr | ₹440 Cr | ₹362 Cr | ₹415 Cr | ₹413 Cr |
| Borrowings | ₹1.1k Cr | ₹1.2k Cr | ₹1.6k Cr | ₹1.1k Cr | ₹1.2k Cr | ₹1.1k Cr |
| Other liabilities | ₹524 Cr | ₹583 Cr | ₹733 Cr | ₹767 Cr | ₹517 Cr | ₹517 Cr |
| Total liabilities | ₹2.1k Cr | ₹2.2k Cr | ₹2.9k Cr | ₹2.4k Cr | ₹2.3k Cr | ₹2.1k Cr |
| Fixed assets | ₹1.0k Cr | ₹1.1k Cr | ₹965 Cr | ₹910 Cr | ₹804 Cr | ₹631 Cr |
| Capital work in progress | ₹50 Cr | ₹89 Cr | ₹58 Cr | ₹44 Cr | ₹40 Cr | ₹22 Cr |
| Investments | ₹0 Cr | ₹2 Cr | ₹10 Cr | ₹0 Cr | ₹1 Cr | ₹1 Cr |
| Other assets | ₹997 Cr | ₹1.1k Cr | ₹1.9k Cr | ₹1.4k Cr | ₹1.4k Cr | ₹1.5k Cr |
| Total assets | ₹2.1k Cr | ₹2.2k Cr | ₹2.9k Cr | ₹2.4k Cr | ₹2.3k Cr | ₹2.1k Cr |
How to read this
As filed each year. A line the company does not report — deposits for a non-lender, for instance — is left out rather than shown as a row of dashes.
Who owns it
As disclosed at Mar 2026
Since Mar 2025, the public added +28.79 pp while promoters trimmed −25.76 pp. The shareholder count grew 4% to 1,02,435.
- Promoters
- 26.5%
- FIIs
- 0.1%
- DIIs
- 3.6%
- Public
- 69.6%
- Others
- 0.3%
Since Mar 2025
- Public +28.79 pp
- Promoters −25.76 pp
- DIIs −2.96 pp
How it drifted, 12 quarters
Over this window the public went from 28.4% to 69.6% — +41.2 pp.
Ownership split by quarter, oldest first. Jun '23: Promoters 65.5%, FIIs 0.1%, DIIs 5.3%, Public 28.4%, Others 0.8%.Sep '23: Promoters 65.5%, FIIs 0.0%, DIIs 5.3%, Public 28.4%, Others 0.8%.Dec '23: Promoters 65.5%, FIIs 0.4%, DIIs 3.9%, Public 29.9%, Others 0.3%.Mar '24: Promoters 65.5%, FIIs 1.6%, DIIs 3.9%, Public 28.7%, Others 0.3%.Jun '24: Promoters 65.5%, FIIs 0.8%, DIIs 3.8%, Public 29.6%, Others 0.3%.Sep '24: Promoters 65.1%, FIIs 0.0%, DIIs 3.8%, Public 30.3%, Others 0.8%.Dec '24: Promoters 60.1%, FIIs 0.4%, DIIs 5.0%, Public 34.2%, Others 0.3%.Mar '25: Promoters 52.2%, FIIs 0.1%, DIIs 6.6%, Public 40.8%, Others 0.3%.Jun '25: Promoters 26.5%, FIIs 0.1%, DIIs 7.1%, Public 66.0%, Others 0.3%.Sep '25: Promoters 26.5%, FIIs 0.1%, DIIs 4.1%, Public 69.1%, Others 0.3%.Dec '25: Promoters 26.5%, FIIs 0.1%, DIIs 3.6%, Public 69.6%, Others 0.3%.Mar '26: Promoters 26.5%, FIIs 0.1%, DIIs 3.6%, Public 69.6%, Others 0.3%.
Who is on the register
Named in the Mar 2026 filing
Every holder of AGS Transact Technologies Ltd above SEBI's 1% disclosure line, and what changed since Dec 2025.
| Holder | Stake | Change |
|---|---|---|
| Vineha Enterprises Private Limited | 20.40% | unchanged |
| Ravi Goyal Family Trust (Represented by its Trustees Mr. Ravi B. Goyal and Mrs. Anupama Goyal Family Trust) | 3.62% | unchanged |
| HDFC Trustee Company Ltd. A/C HDFC Balanced Advantage Fund Mutual fund | 3.57% | unchanged |
| Ravi Badrinarain Goyal | 1.08% | unchanged |
| Shashidhar Nimbargi | 1.03% | unchanged |
| Anupama Goyal Family Trust (Represented by its Trustees Mr. Ravi Goyal Family Trust and Mrs. Anupama Ravi Goyal) | 0.78% | unchanged |
| Badrinarain Kunjbihari Goyal | 0.58% | unchanged |
| Badrinarain Kunjbihari Goyal Huf | 0.01% | unchanged |
| Vinayak Goyal Family Trust (Represented by its Trustees Mr. Ravi B. Goyal and Mr. Vinayak R. Goyal) | 0.00% | unchanged |
| Kiran Goyal Family Trust (Represented by its Trustees Mr. Ravi B. Goyal and Mr. Kiran B. Goyal) | 0.00% | unchanged |
| Trinity Ventures (Represented by its Partners Mr. Kiran B. Goyal and Mr. Vinayak R. Goyal) | 0.00% | unchanged |
| Anupama Ravi Goyal | 0.00% | unchanged |
A holder disappearing from this list has fallen below the 1% line — it is not necessarily a sale. Percentages are of total shares, as disclosed in the company's own filing. Who was buying across the market this quarter.
Mutual funds in AGSTRA
Filings to Jul 2026
0 new, 0 added, 0 trimmed, 0 sold out — net +0.00 L shares (+0.0%).
- Held by funds
- ₹0 Cr
- 1 schemes
- Biggest holder
- HDFC Balanced Advantage Fund
- ₹0 Cr
| Scheme | Holding | Last month | Held since |
|---|---|---|---|
| HDFC Balanced Advantage Fund HDFC Mutual Fund | ₹0 Cr | held | Dec '22 |
HDFC, Nippon India and SBI schemes, from their monthly disclosures. Changes are counted in shares, so a price move never looks like buying or selling.
Mutual funds Jul 2026
0 added, 0 trimmed — net 0 shares (+0.0%)
- Held by funds
- ₹0 Cr
- 1 schemes
Shares held by these funds 0%
Aug '23 45.87 L shares Jul '26
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