CORALFINAC

Coral India Finance & Housing financials

Market cap
₹130 Cr
Sector
Services

What Coral India Finance & Housing Limited does

Coral India Finance and Housing Limited is a public limited company registered in Maharashtra and listed on BSE and NSE, headquartered at Dalamal House, Nariman Point, Mumbai. The reviewed annual report consists mainly of the AGM notice, governance disclosures and summarized financial highlights, and does not narrate the company's specific products, services, or how it earns revenue.

Founded 1995Headquarters Mumbai, Maharashtra Company website

Quarterly results

Q1 FY27: revenue down 18.8%, net profit down 8.3% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26Q1 FY27
Revenue7 4 3 5 4 −41%4 +7%3 +0%4 −19%
EBITDA5 2 2 4 3 −44%3 +48%2 −4%3 −25%
Net profit6 2 2 5 4 −38%4 +61%3 +14%4 −8%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Performance −26.8% 1Y

₹25.0₹30.0₹35.0₹40.0₹45.0₹50.0Sept 25Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26

1Y: ₹43.95 on 10 Sept 2025 → ₹32.16. High ₹48.63 (15 Sept 2025), low ₹25.82 (30 Mar 2026).

Financials, as filed

Revenue fell 25.4% a year over 2 years, FY24 to FY26. Operating margin widened to 79.4%.

Year endingFY24FY25FY26
Revenue₹28 Cr₹21 Cr₹15 Cr
Operating profit₹21 Cr₹16 Cr₹12 Cr
Operating margin75.0%77.7%79.4%
Interest₹0 Cr₹0 Cr₹0 Cr
Depreciation₹0 Cr₹0 Cr₹0 Cr
Net profit₹21 Cr₹17 Cr₹15 Cr
Net margin75.0%82.7%96.0%
Cash from operations₹5 Cr₹19 Cr₹16 Cr
Free cash flow₹5 Cr₹17 Cr₹15 Cr
ROCE14.0%10.0%8.0%
How to read this

From the company's own filings. Margins are computed from the filed sums; a year with an incomplete quarter is left blank rather than estimated.

Balance sheet

Year endingFY21FY22FY23FY24FY25FY26
Equity capital₹8 Cr₹8 Cr₹8 Cr₹8 Cr₹8 Cr₹8 Cr
Reserves₹119 Cr₹134 Cr₹142 Cr₹175 Cr₹206 Cr₹199 Cr
Borrowings₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr
Other liabilities₹8 Cr₹11 Cr₹15 Cr₹10 Cr₹15 Cr₹16 Cr
Total liabilities₹135 Cr₹153 Cr₹164 Cr₹193 Cr₹229 Cr₹223 Cr
Fixed assets₹18 Cr₹18 Cr₹18 Cr₹18 Cr₹18 Cr₹18 Cr
Capital work in progress₹5 Cr₹3 Cr₹3 Cr₹3 Cr₹5 Cr₹6 Cr
Investments₹79 Cr₹78 Cr₹86 Cr₹120 Cr₹152 Cr₹145 Cr
Other assets₹33 Cr₹54 Cr₹58 Cr₹52 Cr₹54 Cr₹55 Cr
Total assets₹135 Cr₹153 Cr₹164 Cr₹193 Cr₹229 Cr₹223 Cr
How to read this

As filed each year. A line the company does not report — deposits for a non-lender, for instance — is left out rather than shown as a row of dashes.

Who owns it

As disclosed at Jun 2026

The ownership split has held steady since Jun 2025. The shareholder count shrank 9% to 14,822.

Promoters
75.0%
FIIs
0.7%
Public
24.4%

Since Jun 2025

  • Public +0.03 pp
  • DIIs −0.02 pp
  • FIIs −0.01 pp

How it drifted, 12 quarters

Sep '23Dec '24Jun '26

Ownership split by quarter, oldest first. Sep '23: Promoters 75.0%, FIIs 0.4%, Public 24.6%.Dec '23: Promoters 75.0%, FIIs 0.4%, Public 24.6%.Mar '24: Promoters 75.0%, FIIs 0.6%, Public 24.4%.Jun '24: Promoters 75.0%, FIIs 0.6%, Public 24.4%.Sep '24: Promoters 75.0%, FIIs 0.7%, DIIs 0.0%, Public 24.3%.Dec '24: Promoters 75.0%, FIIs 0.7%, DIIs 0.0%, Public 24.3%.Mar '25: Promoters 75.0%, FIIs 0.7%, DIIs 0.0%, Public 24.3%.Jun '25: Promoters 75.0%, FIIs 0.7%, DIIs 0.0%, Public 24.3%.Sep '25: Promoters 75.0%, FIIs 0.7%, DIIs 0.0%, Public 24.3%.Dec '25: Promoters 75.0%, FIIs 0.7%, Public 24.4%.Mar '26: Promoters 75.0%, FIIs 0.7%, Public 24.4%.Jun '26: Promoters 75.0%, FIIs 0.7%, Public 24.4%.

Who was buying across the market this quarter →

Who bought this quarter

since Mar 2026

Disclosed holders that added to a position or appeared on the register for the first time, biggest addition first.

The same filing shows 0 holders trimming and 1 off the list — both are in the register beside this.

Who is on the register

Named in the Jun 2026 filing

Every holder of Coral India Finance & Housing Limited above SEBI's 1% disclosure line, and what changed since Mar 2026.

HolderStakeChange
Navinchandra Bachubhai Doshi 24.30%unchanged
Kundan Navinchandra Doshi 22.53%unchanged
Coral Laboratories Limited 16.12%unchanged
Sachin Navinchandra Doshi 11.58%unchanged
Investor Education And Protection Fund Authority Ministry Of Corporate Affairs 1.59%unchanged
Coral India Finance And Housing Limited - Unclaimed Suspense Account 1.25%newly disclosed
Meeta Samir Sheth 0.43%unchanged
Chetan Navinchandra Doshi 0.00%unchanged
Coral India Finance and Housing Limited —off the list

A holder disappearing from this list has fallen below the 1% line — it is not necessarily a sale. Percentages are of total shares, as disclosed in the company's own filing. Who was buying across the market this quarter.

What the price assumes

Growth trap

To justify its price of ₹32, this stock must grow earnings at 1% every year for 7 years. Our analysis caps realistic growth at ~-16%. At that growth it is worth ₹13 — downside of 60%.

Growth the price implies
0.9% a year
for 7 years, fading to 4%
It has actually compounded at
-15.6% a year
net profit, FY24–FY26 · EPS -15.7%
The gap
0.2 pp
-60% downside if it only repeats history
Price today ₹32.16 Value at the reference growth ₹12.91

Change the assumptions yourself →

Learn to analyse Coral India Finance & Housing Limited

Guides on how to read this kind of business and the numbers that matter.