Coral India Finance and Housing Limited, a Mumbai-listed finance and housing company; the reviewed filings do not detail its specific products or operating segments.
Price
Market Cap
Sector
Services
Rank
| Line item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 10 | 8 | 8 | 8 | 8 | 8 | 8 | 8 |
| Reserves | 107 | 119 | 134 | 142 | 175 | 213 | 206 | 199 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 8 | 8 | 11 | 15 | 10 | 13 | 15 | 16 |
| Total Liabilities | 125 | 135 | 153 | 164 | 193 | 234 | 229 | 223 |
| AssetsFixed Assets | 12 | 18 | 18 | 18 | 18 | 18 | 18 | 18 |
| CWIP | 5 | 5 | 3 | 3 | 3 | 4 | 5 | 6 |
| Investments | 48 | 79 | 78 | 86 | 120 | 161 | 152 | 145 |
| Other Assets | 60 | 33 | 54 | 58 | 52 | 51 | 54 | 55 |
| Total Assets | 125 | 135 | 153 | 164 | 193 | 234 | 229 | 223 |
| Line item | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|---|
| ActivitiesCash from Operating | 5 | 8 | 4 | 2 | 22 | 5 | 19 | 16 |
| Cash from Investing | -5 | -6 | 15 | 1 | -9 | -3 | -18 | -11 |
| Cash from Financing | -1 | -1 | -21 | -2 | -1 | -1 | -2 | -2 |
| SummaryCapital Expenditure | — | — | — | — | — | — | — | — |
| Free Cash Flow | 4 | 8 | 4 | 4 | 22 | 5 | 17 | 15 |
| FCF Margin | — | — | — | — | — | — | — | — |
The Earnings Per Share over the last 12 months.
Your assumption of the company's expected yearly EPS growth (e.g., 6 for 6%).
Pre-filled with the lower of median (9.7×) and current (8.9×) PE — the conservative anchor.
The annualized return you aim to achieve. We solve for the price that delivers it, then compare to today's price.
At -15.6% growth and a 9× exit, ₹33 only delivers your return if you pay ₹5. The price is currently baking in 17% growth.
EPS grows -15.6%/yr for 5 years, then fades to 6% over 2, exits at 9×.
| Year | Growth | EPS (₹) |
|---|---|---|
| FY27 | -15.6% | 3.10 |
| FY28 | -15.6% | 2.61 |
| FY29 | -15.6% | 2.21 |
| FY30 | -15.6% | 1.86 |
| FY31 | -15.6% | 1.57 |
| FY32 | -4.8% ·fade | 1.50 |
| FY33 | 6.0% ·fade | 1.59 |
Methodology: we discount normalized net profit as a proxy for owner earnings (an earnings-power approximation — not full free cash flow). Terminal growth is capped at 6% (≈ nominal GDP) regardless of the required return. This is an analytical tool, not investment advice.
Guides on how to read this kind of business and the numbers that matter.