CPCAP

CP Capital financials

Market cap
₹243 Cr
Sector
Financial Services

What CP Capital does

CP Capital Limited (formerly Career Point Limited) is a Reserve Bank of India-registered non-banking financial company that extends secured credit through three product lines: Property-Backed Loans (Loan Against Property) for business purposes, portfolio-backed facilities to partner NBFCs secured by hypothecation of their receivables, and short-tenor secured/unsecured Bridge & Bullet loans. Its NBFC lineage traces to 2013, when wholly-owned subsidiary Srajan Capital Limited was set up to finance educational infrastructure before broadening into MSME and individual lending; Srajan was merged into Career Point Limited effective April 1, 2023, which was then renamed CP Capital Limited and granted a fresh RBI NBFC licence. Alongside lending, the company earns rental and infrastructure income through subsidiary Career Point Infra Limited, which holds investment-property real-estate assets.

Segments

  • Lending (NBFC)
  • Rental & Infrastructure income
Loan product lines
3 (Property-Backed Loans/LAP, NBFC portfolio-backed lending, Bridge & Bullet loans)
Business segments
2 (NBFC lending; Rental & Infrastructure income)
Group structure
1 subsidiary (Career Point Infra Limited), 2 step-down subsidiaries (Coupler Enterprises Private Limited, Srajan Agritech Private Limited) and 1 associate company (Imperial Infin Private Limited)
Founded 2013Headquarters Kota, Rajasthan (Corporate Office); Registered Office in Mohali, Punjab Company website

Quarterly results

Q1 FY27: revenue up 35.7%, net profit up 37.5% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26Q1 FY27
Revenue17 15 15 14 14 −18%17 +13%13 −13%19 +36%
EBITDA12 10 12 11 13 +8%— — —
Net profit11 9 9 8 8 −27%10 +11%6 −33%11 +38%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Performance −9.6% 1Y

₹80₹100₹120₹140Sept 25Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26

1Y: ₹149.39 on 10 Sept 2025 → ₹135.08. High ₹149.39 (10 Sept 2025), low ₹75.4 (30 Mar 2026).

Financials, as filed

Revenue fell 7.7% a year over 3 years, FY23 to FY26.

Year endingFY23FY24FY25FY26
Revenue₹74 Cr₹61 Cr₹63 Cr₹58 Cr
Operating profit₹15 Cr₹59 Cr₹50 Cr—
Operating margin20.3%96.7%79.4%—
Interest₹2 Cr₹1 Cr₹4 Cr₹8 Cr
Depreciation₹4 Cr₹4 Cr₹4 Cr₹2 Cr
Net profit₹35 Cr₹37 Cr₹40 Cr₹32 Cr
Net margin46.8%60.7%63.5%55.2%
Cash from operations₹-8 Cr₹-28 Cr₹-10 Cr₹7 Cr
Free cash flow₹-8 Cr₹-10 Cr₹-1 Cr₹7 Cr
ROE5.0%9.0%8.0%6.0%
How to read this

From the company's own filings. Margins are computed from the filed sums; a year with an incomplete quarter is left blank rather than estimated.

Balance sheet

Year endingFY21FY22FY23FY24FY25FY26
Equity capital₹18 Cr₹18 Cr₹18 Cr₹18 Cr₹18 Cr₹18 Cr
Reserves₹400 Cr₹410 Cr₹429 Cr₹465 Cr₹533 Cr₹530 Cr
Borrowings₹57 Cr₹10 Cr₹14 Cr₹73 Cr₹80 Cr₹88 Cr
Other liabilities₹18 Cr₹16 Cr₹20 Cr₹29 Cr₹16 Cr₹10 Cr
Total liabilities₹492 Cr₹455 Cr₹482 Cr₹585 Cr₹647 Cr₹646 Cr
Fixed assets₹128 Cr₹125 Cr₹126 Cr₹109 Cr₹192 Cr₹96 Cr
Capital work in progress₹3 Cr₹4 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr
Investments₹194 Cr₹171 Cr₹169 Cr₹136 Cr₹17 Cr₹139 Cr
Other assets₹167 Cr₹155 Cr₹187 Cr₹339 Cr₹438 Cr₹411 Cr
Total assets₹492 Cr₹455 Cr₹482 Cr₹585 Cr₹647 Cr₹646 Cr
How to read this

As filed each year. A line the company does not report — deposits for a non-lender, for instance — is left out rather than shown as a row of dashes.

Who owns it

As disclosed at Jun 2026

Since Jun 2025, the public trimmed −0.30 pp while DIIs added +0.18 pp. The shareholder count shrank 3% to 11,765.

Promoters
63.8%
FIIs
0.1%
DIIs
0.2%
Public
36.0%

Since Jun 2025

  • Public −0.30 pp
  • DIIs +0.18 pp
  • Promoters +0.12 pp

How it drifted, 12 quarters

Sep '23Dec '24Jun '26

Ownership split by quarter, oldest first. Sep '23: Promoters 63.7%, FIIs 0.0%, Public 36.3%.Dec '23: Promoters 63.7%, FIIs 0.1%, Public 36.3%.Mar '24: Promoters 63.7%, FIIs 0.1%, Public 36.3%.Jun '24: Promoters 63.7%, FIIs 0.2%, Public 36.2%.Sep '24: Promoters 63.7%, FIIs 0.1%, Public 36.2%.Dec '24: Promoters 63.7%, FIIs 0.2%, Public 36.2%.Mar '25: Promoters 63.7%, FIIs 0.2%, Public 36.1%.Jun '25: Promoters 63.7%, FIIs 0.1%, Public 36.3%.Sep '25: Promoters 63.8%, FIIs 0.1%, Public 36.2%.Dec '25: Promoters 63.8%, FIIs 0.1%, Public 36.2%.Mar '26: Promoters 63.8%, FIIs 0.1%, DIIs 2.9%, Public 33.2%.Jun '26: Promoters 63.8%, FIIs 0.1%, DIIs 0.2%, Public 36.0%.

Who was buying across the market this quarter →

Who bought this quarter

since Mar 2026

Disclosed holders that added to a position or appeared on the register for the first time, biggest addition first.

The same filing shows 0 holders trimming and 3 off the list — both are in the register beside this.

Who is on the register

Named in the Jun 2026 filing

Every holder of CP Capital above SEBI's 1% disclosure line, and what changed since Mar 2026.

HolderStakeChange
Kailash Bai 14.73%unchanged
Pramod Maheshwari 11.75%unchanged
Om Prakash Maheshwari 7.62%unchanged
Nawal Kishore Maheshwari 7.62%unchanged
Shilpa Maheshwari 7.36%unchanged
Rekha Maheshwari 7.36%unchanged
Neelima Maheshwari 7.36%unchanged
Navneet Education Limited 2.51%unchanged
Bharat C Jain 2.36%newly disclosed
Shobha Businesses Llp 2.03%newly disclosed
Optirational Ventures Llp 1.78%unchanged
Manish Jain —off the list

A holder disappearing from this list has fallen below the 1% line — it is not necessarily a sale. Percentages are of total shares, as disclosed in the company's own filing. Who was buying across the market this quarter.

Learn to analyse CP Capital

Guides on how to read this kind of business and the numbers that matter.