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    TruCap Finance Limited

    Information Technology
    Information Technology

    Overview

    Price

    Market Cap

    ₹68 Cr

    Sector

    Information Technology

    Information Technology

    Rank

    Performance

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly

    Balance Sheet

    Balance Sheet

    ₹ Cr · Annual
    Line itemFY21FY22FY23FY24FY25FY26FY26
    LiabilitiesEquity Capital55518242424
    Reserves9102228879194
    Borrowings-0100000
    Other Liabilities33478914
    Total Liabilities16203152118124132
    AssetsFixed Assets121013173742
    CWIP33581405
    Investments3548544839
    Other Assets9101223343946
    Total Assets16203152118124132

    Cash Flow

    Cash Flow

    ₹ Cr · Annual
    Line itemFY21FY22FY23FY24FY25FY26
    ActivitiesCash from Operating50113-3827
    Cash from Investing-4-31-17-13-24
    Cash from Financing12-2653-5
    SummaryCapital Expenditure
    Free Cash Flow4-1-01-498
    FCF Margin

    Valuation

    Assumptions

    Current — TRUST
    Price
    ₹32
    EPS (TTM)
    ₹7.40
    PE (TTM)
    4.3
    Profit growth

    The Earnings Per Share over the last 12 months.

    %

    Your assumption of the company's expected yearly EPS growth (e.g., 6 for 6%).

    Pre-filled with the lower of median (4.9×) and current (4.3×) PE — the conservative anchor.

    %

    The annualized return you aim to achieve. We solve for the price that delivers it, then compare to today's price.

    Valuation

    Current price
    ₹32
    vs
    Fair value · 15% return
    ₹21
    36%Overvalued

    At 10% growth and a 4× exit, ₹32 only delivers your return if you pay ₹21. The price is currently baking in 19% growth.

    EPS grows 10%/yr for 5 years, then fades to 6% over 2, exits at 4×.

    YearGrowthEPS (₹)
    FY2710.0%8.14
    FY2810.0%8.95
    FY2910.0%9.85
    FY3010.0%10.83
    FY3110.0%11.92
    FY328.0% ·fade12.87
    FY336.0% ·fade13.64

    Methodology: we discount normalized net profit as a proxy for owner earnings (an earnings-power approximation — not full free cash flow). Terminal growth is capped at 6% (≈ nominal GDP) regardless of the required return. This is an analytical tool, not investment advice.

    Learn to analyse TruCap Finance Limited

    Guides on how to read this kind of business and the numbers that matter.