Jun 2026 (Q2 FY26) — Aug 6, 2026
Atlanticus Q2 FY26 — Record Profits Driven by Growth and Mercury Integration
Read the full callAtlanticus earnings: last reported Thu, 6 Aug 2026, for the quarter ended Jun 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 744 | +88.8% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 49.7 | +62.6% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
1Y: $57.93 on 15 Oct 2025 → $92.02. High $111.79 (6 Aug 2026), low $47.96 (13 Mar 2026).
Overview
Call summaries
Atlanticus Q2 FY26 — Record Profits Driven by Growth and Mercury Integration
Read the full callEvery analysed call
Financials
Net profit, year on year: +63% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 351 | 353 | 345 | 394 | 495 | 734 | 680 | 744 |
| Interest | 42 | 45 | 48 | 54 | 75 | 125 | 123 | 123 |
| Profit before tax | 37 | 40 | 41 | 40 | 32 | 46 | 59 | 66 |
| Tax rate | 21.7% | 22.3% | 23.9% | 24.6% | 24.3% | 25.1% | 24.3% | 24.7% |
| Net profit | 30 | 31 | 32 | 31 | 25 | 35 | 44 | 50 |
| EPS ($ per share) | 1.58 | — | 1.85 | 1.87 | 1.50 | — | 2.80 | 3.13 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | — | — | 0 | 0 | 0 | 0 | 0 | 0 |
| Reserves | -239 | -212 | -118 | 60 | 204 | 307 | 395 | 506 |
| Total liabilities | 605 | 847 | 991 | 1,517 | 1,923 | 2,174 | 2,691 | 6,979 |
| Fixed assets | 4 | 3 | 2 | 7 | 10 | 11 | 11 | 13 |
| Total assets | 583 | 936 | 1,207 | 1,944 | 2,388 | 2,706 | 3,271 | 7,623 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 43 | 100 | 213 | 212 | 348 | 459 | 469 | 638 |
| Cash from investing | -135 | -434 | -293 | -475 | -682 | -672 | -747 | -1,512 |
| Cash from financing | 162 | 369 | 162 | 510 | 261 | 163 | 394 | 1,142 |
| Net cash flow | 71 | 35 | 83 | 248 | -73 | -50 | 116 | 268 |
| Capital expenditure | -1 | -0 | -1 | — | — | — | — | — |
| Free cash flow | 41 | 100 | 212 | — | — | — | — | — |
42 filings between Oct 23, 2025 and Aug 14, 2026.
Purchases
None
No insider bought shares.
Sales
$10.57M
12 sales by 6 insiders
Also filed: 4 gifts.
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| HANNA DAVID G | — | $2.60M | Jul 1, 2026 |
| HANNA FRANK J III | — | $2.60M | Jul 1, 2026 |
| McCamey William | — | $2.12M | Jun 30, 2026 |
| Howard Jeffrey A. | — | $2.12M | Jun 30, 2026 |
| Saunders Mitchell | — | $1.02M | Jun 29, 2026 |
| HUDSON DEAL W | — | $100.0K | Jan 13, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Aug 14, 2026 | Saunders Mitchell Chief Accounting Officer | Gift | 1,500 | $0 |
| Jul 1, 2026 | HANNA DAVID G Executive Chairman | Sale | 15,676 | $1.63M |
| Jul 1, 2026 | HANNA FRANK J III 10% owner | Sale | 15,676 | $1.63M |
| Jun 30, 2026 | Howard Jeffrey A. President & CEO | Sale | 10,000 | $1.03M |
| Jun 30, 2026 | McCamey William Chief Financial Officer | Sale | 10,000 | $1.03M |
| Jun 30, 2026 | HANNA DAVID G Executive Chairman | Sale | 8,319 | $857.5K |
| Jun 30, 2026 | HANNA FRANK J III 10% owner | Sale | 8,319 | $857.5K |
| Jun 29, 2026 | HANNA FRANK J III 10% owner | Sale | 1,005 | $105.5K |
| Jun 29, 2026 | Saunders Mitchell Chief Accounting Officer | Sale | 10,000 | $1.02M |
| Jun 29, 2026 | HANNA DAVID G Executive Chairman | Sale | 1,005 | $105.5K |
| Jun 26, 2026 | Howard Jeffrey A. President & CEO | Sale | 10,000 | $1.09M |
| Jun 26, 2026 | McCamey William Chief Financial Officer | Sale | 10,000 | $1.09M |
| Jun 12, 2026 | HANNA DAVID G Executive Chairman | Gift | 100,000 | $0 |
| Jun 12, 2026 | HANNA FRANK J III 10% owner | Gift | 100,000 | $0 |
| May 18, 2026 | Paulson Blake Director | Award | 1,050 | $0 |
| May 18, 2026 | Dickerson William Brinkley Director | Award | 1,050 | $0 |
| Mar 20, 2026 | Howard Jeffrey A. President & CEO | Tax withheld | 474 | $25.9K |
| Mar 20, 2026 | McCamey William Chief Financial Officer | Tax withheld | 330 | $18.0K |
| Mar 20, 2026 | Saunders Mitchell Chief Accounting Officer | Tax withheld | 70 | $3.8K |
| Mar 19, 2026 | Saunders Mitchell Chief Accounting Officer | Award | 929 | $0 |
| Mar 19, 2026 | Saunders Mitchell Chief Accounting Officer | Award | 3,715 | $0 |
| Mar 19, 2026 | McCamey William Chief Financial Officer | Award | 18,574 | $0 |
| Mar 19, 2026 | Howard Jeffrey A. President & CEO | Award | 74,294 | $0 |
| Mar 13, 2026 | McCamey William Chief Financial Officer | Tax withheld | 2,018 | $96.8K |
| Mar 13, 2026 | Howard Jeffrey A. President & CEO | Tax withheld | 2,885 | $138.4K |
| Mar 13, 2026 | Saunders Mitchell Chief Accounting Officer | Tax withheld | 152 | $7.3K |
| Mar 8, 2026 | Howard Jeffrey A. President & CEO | Tax withheld | 1,619 | $88.7K |
| Mar 8, 2026 | McCamey William Chief Financial Officer | Tax withheld | 1,153 | $63.2K |
| Mar 8, 2026 | Saunders Mitchell Chief Accounting Officer | Tax withheld | 124 | $6.8K |
| Jan 13, 2026 | HUDSON DEAL W Director | Sale | 1,675 | $100.0K |
| Jan 2, 2026 | HUDSON DEAL W Director | Award | 1,050 | $0 |
| Jan 2, 2026 | Harrod Denise M Director | Award | 1,050 | $0 |
| Jan 2, 2026 | JAMES DENNIS H JR Director | Award | 1,050 | $0 |
| Jan 2, 2026 | Jones Joann G Director | Award | 1,050 | $0 |
| Jan 2, 2026 | MATTINGLY MACK F Director | Award | 1,050 | $0 |
| Dec 11, 2025 | HANNA DAVID G Executive Chairman | Gift | 10,000 | $0 |
| Nov 11, 2025 | McCamey William Chief Financial Officer | Option exercise | 1,000 | $15.3K |
| Nov 11, 2025 | McCamey William Chief Financial Officer | Tax withheld | 512 | $26.4K |
| Nov 10, 2025 | Saunders Mitchell Chief Accounting Officer | Option exercise | 1,000 | $15.3K |
| Nov 10, 2025 | Saunders Mitchell Chief Accounting Officer | Tax withheld | 591 | $30.0K |
| Nov 7, 2025 | Howard Jeffrey A. President & CEO | Option exercise | 1,000 | $15.3K |
| Oct 23, 2025 | HANNA DAVID G Executive Chairman | Option exercise | 1,000 | $15.3K |
| Aug 13, 2025 | HUDSON DEAL W Director | Sale | 2,000 | $124.8K |
| Jun 10, 2025 | JAMES DENNIS H JR Director | Gift | 400 | $0 |
| Apr 8, 2025 | HANNA DAVID G Executive Chairman | Code W | 19,960 | $0 |
| Mar 24, 2025 | HUDSON DEAL W Director | Sale | 2,400 | $125.7K |
| Mar 20, 2025 | McCamey William Chief Financial Officer | Award | 3,253 | $0 |
| Mar 20, 2025 | Saunders Mitchell Chief Accounting Officer | Award | 585 | $0 |
| Mar 20, 2025 | Saunders Mitchell Chief Accounting Officer | Award | 390 | $0 |
| Mar 20, 2025 | Howard Jeffrey A. President & CEO | Award | 4,651 | $0 |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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