Sep 2026 (Q3 FY26) — Oct 15, 2026
Equity Bancshares Q3 FY26 — Strong Organic Loan Growth and Lincoln Merger Progress
Read the full callEquity Bancshares (EQBK) earnings
- Jun 2026
- Sep 2026 (Q3 FY26)
- Dec 2025
Equity Bancshares earnings: last reported Thu, 15 Oct 2026, for the quarter ended Sep 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 26.4 | +73.2% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
$47.23 −0.59% · −$0.28
Performance +18.2% 1Y
1Y: $39.97 on 17 Oct 2025 → $47.23. High $51.73 (13 Aug 2026), low $39.97 (17 Oct 2025).
- Previous close
- $47.51
- 52-week range
- $40.51 – $51.73
- One year
- +15.70%
Overview
- Symbol
- EQBK
- Sector
- Financials
- Exchange
- US
- Currency
- USD
Call summaries
Jun 2026 (Q2 FY26) — Jul 15, 2026
Equity Bancshares Q2 FY26 — Strong Core Earnings and Organic Growth Momentum
Read the full callEvery analysed call
Equity Bancshares earnings calls (EQBK)
Financials
What the filings say
Net profit, year on year: +73% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Interest | 29 | 26 | 24 | 24 | 29 | 27 | 34 | 34 |
| Profit before tax | 24 | 20 | 19 | 18 | -37 | 26 | 22 | 34 |
| Tax rate | 16.7% | 16.7% | 20.2% | 16.9% | 20.5% | 16.6% | 23.7% | 21.6% |
| Net profit | 20 | 17 | 15 | 15 | -30 | 22 | 17 | 26 |
| EPS ($ per share) | 1.30 | — | 0.86 | 0.87 | -1.55 | — | 0.81 | 1.28 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Reserves | 101 | 126 | 51 | 88 | 140 | 141 | 195 | 205 |
| Total liabilities | 3,606 | 3,472 | 3,606 | 4,637 | 4,572 | 4,582 | 4,739 | 5,641 |
| Fixed assets | 80 | 84 | 89 | 104 | 101 | 113 | 117 | 137 |
| Total assets | 4,062 | 3,950 | 4,013 | 5,138 | 4,982 | 5,035 | 5,332 | 6,373 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 37 | 49 | 44 | 103 | 74 | 77 | 74 | 51 |
| Cash from investing | -171 | 96 | 96 | -315 | -214 | 232 | 124 | 137 |
| Cash from financing | 275 | -248 | 52 | 192 | -15 | -34 | -193 | 36 |
| Net cash flow | 141 | -104 | 191 | -21 | -156 | 275 | 5 | 224 |
| Capital expenditure | -9 | -7 | -10 | -5 | -3 | -16 | -8 | -13 |
| Free cash flow | 28 | 42 | 34 | 98 | 71 | 61 | 65 | 38 |
EQBK operating KPIs by quarter
| KPI | Jun 2026 Q2 FY26 | Sep 2026 Q3 FY26 | Change vs prior quarter |
|---|---|---|---|
| Efficiency ratio | 53.4%Our efficiency ratio for the quarter was 53.4%.Source: earnings call transcript | 54%Pretax pre-provision earnings were $36.9 million, the highest since we combined the three companies together, and our efficiency ratio was 54%.Source: earnings call transcript | +0.6 pt |
| Net interest margin | 4.36%Margin was 4.36%, up 3 basis points from last quarter, driven by a more favorable earning asset mix we talked about on previous calls and a higher bond discount accretion.Source: earnings call transcript | 4.2%Net interest margin was 4.2%, down 16 basis points, affected by the same drivers as net interest income as well as composition dynamics.Source: earnings call transcript | -0.2 pt |
| Common equity tier 1 ratio (CET1) | 11.84%TCE closed the quarter at 9.07%, CET1 was 11.84% and total risk-based capital was 14.66%.Source: earnings call transcript | 12.15%CET1 was 12.15% and total risk-based capital was 14.94%.Source: earnings call transcript | +0.3 pt |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
Insider filings
86 filings between Oct 22, 2025 and Aug 21, 2026.
Open market
decisions to buy or sellPurchases
$358.1K
6 purchases by 4 insiders
Sales
$1.36M
10 sales by 5 insiders
Compensation
not trading decisions- 33
- Award — granted as compensation
- 7
- Option exercise — converted options into shares
- 16
- Tax withheld — shares kept back by the company to cover tax
Also filed: 14 gifts.
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Elliott Brad S | — | $860.4K | Jul 30, 2026 |
| Huber Julie A | — | $383.0K | Jul 29, 2026 |
| Rogerson Donald Scott | $292.4K | — | Aug 21, 2026 |
| Reber Brett A | — | $85.3K | Jun 11, 2026 |
| Schlehuber Lisa Ann | $50.4K | — | Jul 28, 2026 |
| Knutson Ann | — | $19.8K | Mar 19, 2026 |
| Borck Leon | $10.4K | — | Nov 10, 2025 |
| Pass David | — | $7.5K | Aug 17, 2026 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Aug 21, 2026 | Rogerson Donald Scott Director | Purchase | 2,000 | $100.0K |
| Aug 17, 2026 | Pass David Chief Information Officer | Sale | 147 | $7.5K |
| Jul 31, 2026 | Rogerson Donald Scott Director | Purchase | 2,000 | $100.5K |
| Jul 30, 2026 | Elliott Brad S Chief Executive Officer | Sale | 416 | $21.2K |
| Jul 30, 2026 | Elliott Brad S Chief Executive Officer | Option exercise | 416 | $13.9K |
| Jul 29, 2026 | Elliott Brad S Chief Executive Officer | Option exercise | 4,165 | $139.5K |
| Jul 29, 2026 | Elliott Brad S Chief Executive Officer | Sale | 4,165 | $212.9K |
| Jul 29, 2026 | Huber Julie A COO and EVP | Sale | 2,197 | $112.3K |
| Jul 29, 2026 | Huber Julie A COO and EVP | Option exercise | 2,197 | $72.8K |
| Jul 28, 2026 | Elliott Brad S Chief Executive Officer | Sale | 5,359 | $273.6K |
| Jul 28, 2026 | Elliott Brad S Chief Executive Officer | Option exercise | 6,913 | $231.6K |
| Jul 28, 2026 | Elliott Brad S Chief Executive Officer | Option exercise | 5,359 | $179.5K |
| Jul 28, 2026 | Elliott Brad S Chief Executive Officer | Sale | 6,913 | $352.6K |
| Jul 28, 2026 | Huber Julie A COO and EVP | Sale | 5,303 | $270.7K |
| Jul 28, 2026 | Huber Julie A COO and EVP | Option exercise | 5,303 | $175.8K |
| Jul 28, 2026 | Schlehuber Lisa Ann Director | Purchase | 989 | $50.4K |
| Jul 23, 2026 | Maland Jerry P Director | Gift | 3,800 | $0 |
| Jun 11, 2026 | Maland Jerry P Director | Gift | 2,228 | $0 |
| Jun 11, 2026 | Reber Brett A General Counsel | Sale | 1,686 | $80.7K |
| Jun 9, 2026 | Borck Leon Director | Gift | 1,035 | $0 |
| Jun 9, 2026 | Borck Leon Director | Gift | 1,035 | $0 |
| May 18, 2026 | Cook Kevin Earl Director | Gift | 1,035 | $0 |
| May 18, 2026 | Cook Kevin Earl Director | Gift | 1,035 | $0 |
| May 6, 2026 | Reber Brett A General Counsel | Sale | 100 | $4.7K |
| May 1, 2026 | Cook Kevin Earl Director | Award | 1,103 | $0 |
| May 1, 2026 | Hutton Benjamen M Director | Award | 1,103 | $0 |
| May 1, 2026 | Everett Junetta M Director | Award | 1,103 | $0 |
| May 1, 2026 | Loving James S Director | Award | 1,103 | $0 |
| May 1, 2026 | Maland Jerry P Director | Award | 1,103 | $0 |
| May 1, 2026 | Borck Leon Director | Award | 1,103 | $0 |
| May 1, 2026 | PENNER SHAWN DAVID Director | Award | 1,103 | $0 |
| May 1, 2026 | Fergeson Clint Kendric Director | Award | 1,103 | $0 |
| May 1, 2026 | Schlehuber Lisa Ann Director | Award | 1,103 | $0 |
| May 1, 2026 | Rogerson Donald Scott Director | Award | 1,103 | $0 |
| Apr 29, 2026 | Rogerson Donald Scott Director | Purchase | 2,000 | $91.9K |
| Mar 19, 2026 | Knutson Ann Chief Human Resources Officer | Sale | 450 | $19.8K |
| Mar 2, 2026 | Elliott Brad S Chief Executive Officer | Tax withheld | 5,517 | $253.8K |
| Mar 2, 2026 | Elliott Brad S Chief Executive Officer | Tax withheld | 335 | $15.9K |
| Mar 2, 2026 | Reber Brett A General Counsel | Tax withheld | 1,070 | $49.2K |
| Mar 2, 2026 | Huber Julie A COO and EVP | Tax withheld | 1,107 | $50.9K |
| Feb 25, 2026 | Elliott Brad S Chief Executive Officer | Award | 3,848 | $0 |
| Feb 25, 2026 | Navratil Chris M Chief Financial Officer | Award | 489 | $0 |
| Feb 25, 2026 | Huber Julie A COO and EVP | Award | 1,165 | $0 |
| Feb 25, 2026 | Reber Brett A General Counsel | Award | 1,127 | $0 |
| Feb 24, 2026 | Borck Leon Director | Gift | 85,000 | $0 |
| Feb 23, 2026 | Sems Richard M Chief Executive Officer, Bank | Purchase | 110 | $5.0K |
| Feb 9, 2026 | Kossover Gregory H EVP | Award | 1,685 | $0 |
| Feb 9, 2026 | Kossover Gregory H EVP | Award | 1,685 | $0 |
| Feb 7, 2026 | Pass David Chief Information Officer | Award | 922 | $0 |
| Feb 7, 2026 | Pass David Chief Information Officer | Award | 922 | $0 |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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