Jun 2026 (Q2 FY26) — Jul 31, 2026
First Business Financial Services Q2 FY26 — Record Pretax Pre-Provision Earnings and Strong Balance Sheet Growth
Read the full callFirst Business Financial Services (FBIZ) earnings
- Jun 2026
- Jun 2026 (Q2 FY26)
- Dec 2025
First Business Financial Services earnings: last reported Fri, 31 Jul 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 15.6 | +36.4% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
$69.8 −1.02% · −$0.72
Performance +43.8% 1Y
1Y: $48.55 on 17 Oct 2025 → $69.8. High $72.85 (15 Sept 2026), low $48.55 (17 Oct 2025).
- Previous close
- $70.52
- 52-week range
- $49.12 – $72.85
- One year
- +40.08%
Overview
- Symbol
- FBIZ
- Sector
- Financials
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
First Business Financial Services earnings calls (FBIZ)
Financials
What the filings say
Net profit, year on year: +36% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Profit before tax | 13 | 15 | 13 | 13 | 17 | 16 | 14 | 17 |
| Tax rate | 18.3% | 5.8% | 17.0% | 14.6% | 17.2% | 17.9% | 15.2% | 7.2% |
| Net profit | 11 | 14 | 11 | 11 | 14 | 13 | 12 | 16 |
| EPS ($ per share) | 1.24 | 1.71 | 1.32 | 1.35 | 1.70 | 1.58 | 1.44 | 1.84 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Reserves | 110 | 129 | 140 | 170 | 204 | 231 | 266 | 306 |
| Total liabilities | 1,786 | 1,903 | 2,362 | 2,420 | 2,716 | 3,218 | 3,525 | 3,710 |
| Fixed assets | 3 | 3 | 2 | 2 | 4 | 6 | 5 | 5 |
| Total assets | 1,966 | 2,097 | 2,568 | 2,653 | 2,977 | 3,508 | 3,853 | 4,082 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 25 | 29 | 27 | 36 | 39 | 52 | 57 | 62 |
| Cash from investing | -138 | -131 | -455 | -111 | -245 | -507 | -328 | -373 |
| Cash from financing | 147 | 83 | 418 | 75 | 252 | 491 | 289 | 193 |
| Capital expenditure | -1 | -0 | -0 | -0 | -3 | -3 | -0 | -1 |
| Free cash flow | 24 | 29 | 26 | 36 | 35 | 49 | 57 | 61 |
Insider filings
51 filings between Nov 7, 2025 and Aug 27, 2026.
Open market
decisions to buy or sellPurchases
$3.6K
1 purchase by 1 insider
Sales
$47.4K
1 sale by 1 insider
Compensation
not trading decisions- 26
- Award — granted as compensation
- 20
- Tax withheld — shares kept back by the company to cover tax
Also filed: 3 gifts.
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Chandler Jodi A | — | $47.4K | Aug 27, 2026 |
| Crampton Kevin D | $3.6K | — | Nov 7, 2025 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Aug 27, 2026 | Chandler Jodi A Chief Human Resources Officer | Sale | 675 | $47.4K |
| Aug 16, 2026 | Ferris Scott M. Director | Award | 575 | $0 |
| May 16, 2026 | Kilcoyne Gerald L Director | Award | 710 | $0 |
| May 16, 2026 | Garcia Laura M. Chief Risk Officer | Tax withheld | 194 | $10.4K |
| May 16, 2026 | Benson Laurie S. Director | Award | 710 | $0 |
| May 16, 2026 | Lorenz William Kent Director | Award | 710 | $0 |
| May 16, 2026 | Seiler David R. President and CEO | Award | 3,815 | $0 |
| May 16, 2026 | Graham Jason R Director | Award | 710 | $0 |
| May 16, 2026 | CHAVARRIA CARLA C Director | Award | 710 | $0 |
| May 16, 2026 | Olszewski Daniel P. Director | Award | 710 | $0 |
| May 16, 2026 | CHAMBAS COREY A Director | Award | 710 | $0 |
| May 16, 2026 | Crampton Kevin D Chief Accounting Officer | Tax withheld | 54 | $2.9K |
| Apr 10, 2026 | CHAMBAS COREY A CEO | Award | 10,370 | $0 |
| Apr 10, 2026 | Spielmann Brian D. CFO | Tax withheld | 1,501 | $88.0K |
| Apr 10, 2026 | Chandler Jodi A Chief Human Resources Officer | Award | 2,080 | $0 |
| Apr 10, 2026 | Seiler David R. President and COO | Tax withheld | 1,912 | $112.0K |
| Apr 10, 2026 | Seiler David R. President and COO | Award | 4,780 | $0 |
| Apr 10, 2026 | Quade Bradley A Chief Credit Officer | Tax withheld | 1,096 | $64.2K |
| Apr 10, 2026 | CHAMBAS COREY A CEO | Tax withheld | 4,875 | $285.7K |
| Apr 10, 2026 | Hartlieb James Edward Pres&CEO First Business Bank | Gift | 127 | — |
| Apr 10, 2026 | Ovokaitys Daniel Chief Information Officer | Tax withheld | 1,143 | $67.0K |
| Apr 10, 2026 | Hartlieb James Edward Pres&CEO First Business Bank | Tax withheld | 1,039 | $60.9K |
| Apr 10, 2026 | Hartlieb James Edward Pres&CEO First Business Bank | Award | 2,730 | $0 |
| Apr 10, 2026 | Quade Bradley A Chief Credit Officer | Award | 2,740 | $0 |
| Apr 10, 2026 | Garcia Laura M. Chief Risk Officer | Award | 2,500 | $0 |
| Apr 10, 2026 | Spielmann Brian D. CFO | Award | 3,190 | $0 |
| Apr 10, 2026 | Garcia Laura M. Chief Risk Officer | Tax withheld | 1,108 | $64.9K |
| Apr 10, 2026 | Ovokaitys Daniel Chief Information Officer | Award | 2,430 | $0 |
| Apr 10, 2026 | Chandler Jodi A Chief Human Resources Officer | Tax withheld | 834 | $48.9K |
| Feb 16, 2026 | Kristufek Niamh M. President - Specialty Finance | Award | 660 | $0 |
| Feb 16, 2026 | Crampton Kevin D Chief Accounting Officer | Tax withheld | 101 | $5.9K |
| Feb 16, 2026 | Crampton Kevin D Chief Accounting Officer | Award | 610 | $0 |
| Feb 16, 2026 | Seiler David R. President and COO | Award | 1,655 | $0 |
| Feb 16, 2026 | Spielmann Brian D. CFO | Tax withheld | 603 | $35.2K |
| Feb 16, 2026 | Spielmann Brian D. CFO | Award | 875 | $0 |
| Feb 16, 2026 | Chandler Jodi A Chief Human Resources Officer | Award | 550 | $0 |
| Feb 16, 2026 | CHAMBAS COREY A CEO | Tax withheld | 1,531 | $89.3K |
| Feb 16, 2026 | Ovokaitys Daniel Chief Information Officer | Tax withheld | 406 | $23.7K |
| Feb 16, 2026 | Ovokaitys Daniel Chief Information Officer | Award | 595 | $0 |
| Feb 16, 2026 | Hartlieb James Edward Pres&CEO First Business Bank | Tax withheld | 392 | $22.9K |
| Feb 16, 2026 | Hartlieb James Edward Pres&CEO First Business Bank | Award | 715 | $0 |
| Feb 16, 2026 | Chandler Jodi A Chief Human Resources Officer | Tax withheld | 313 | $18.3K |
| Feb 16, 2026 | Quade Bradley A Chief Credit Officer | Tax withheld | 420 | $24.5K |
| Feb 16, 2026 | Quade Bradley A Chief Credit Officer | Award | 735 | $0 |
| Feb 16, 2026 | Garcia Laura M. Chief Risk Officer | Tax withheld | 398 | $23.2K |
| Feb 16, 2026 | Seiler David R. President and COO | Tax withheld | 665 | $38.8K |
| Feb 16, 2026 | Garcia Laura M. Chief Risk Officer | Award | 605 | $0 |
| Feb 16, 2026 | Kristufek Niamh M. President - Specialty Finance | Tax withheld | 254 | $14.8K |
| Nov 12, 2025 | CHAMBAS COREY A CEO | Gift | 200 | — |
| Nov 12, 2025 | CHAMBAS COREY A CEO | Gift | 200 | — |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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