Dec 2025 (Q4 FY25) — Jan 29, 2026
Lloyds Banking Group Q4 FY25 — Strong Performance, Upgraded 2026 Targets, and Increased Capital Returns
Read the full callLloyds Banking Group (LYG) earnings
- Dec 2025 (Q4 FY25)
- Dec 2025
Lloyds Banking Group earnings: last reported Thu, 29 Jan 2026, for the quarter ended Dec 2025.
Price
$5.41 −1.28% · −$0.07
Performance +20.8% 1Y
1Y: $4.48 on 17 Oct 2025 → $5.41. High $6.28 (7 Aug 2026), low $4.44 (21 Oct 2025).
- Previous close
- $5.48
- 52-week range
- $4.44 – $6.28
- One year
- +20.76%
Overview
- Symbol
- LYG
- Sector
- Financials
- Industry
- Commercial Banks, NEC
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
Lloyds Banking Group earnings calls (LYG)
Financials
What the filings say
| Line item | Dec 2018 | Dec 2020 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Total liabilities | 956,671 | 1,121,751 | 997,536 | 1,060,543 | 1,078,508 | 1,206,830 |
| Fixed assets | 15,744 | 16,043 | 12,820 | — | — | — |
| Total assets | 1,020,925 | 1,189,195 | 1,050,344 | 1,120,767 | 1,136,001 | 1,271,287 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | -14,217 | 14,895 | 38,426 | 9,109 | 26,470 | 8,659 | -5,504 | 7,677 |
| Cash from investing | 15,259 | -2,812 | -5,460 | -3,430 | 613 | -12,487 | -9,636 | -13,721 |
| Cash from financing | -5,505 | -8,661 | -7,260 | -4,359 | -7,953 | -4,450 | -7,431 | -7,214 |
| Net cash flow | -4,460 | 3,416 | 25,439 | 1,414 | 20,005 | -8,889 | -22,580 | -13,766 |
| Capital expenditure | -4,498 | -4,545 | -3,960 | -4,351 | -2,925 | -5,036 | -5,468 | -6,829 |
| Free cash flow | -18,715 | 10,351 | 34,466 | 4,758 | 23,546 | 3,623 | -10,972 | 848 |
Insider filings
No filings in the last 12 months.
No officer, director or 10% owner of LYG filed a Form 4 in this window. That is a statement about filings, not about ownership — see the note below.
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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