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    PennyMac Financial Services (PFSI) stock price & financials

    View PFSI earnings calls

    Overview

    Price

    Market Cap

    Sector

    Rank

    Performance32.4% 1Y

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Trend
    EarningsRevenue
    $3.44M
    $4.08M
    $4.92M
    $4.52M
    $4.58M
    +33.2%
    $6.10M
    +49.3%
    $6.12M
    +24.4%
    $19.50M
    +331.7%
    Strengthening
    Operating Profit
    Net Profit
    $69.37M
    $104.49M
    $76.28M
    $136.46M
    $181.50M
    +161.7%
    $106.83M
    +2.2%
    $82.32M
    +7.9%
    $21.73M
    -84.1%
    Weakening
    EPS
    $1.36
    $1.48
    $2.64
    $3.51
    +158.1%
    $1.58
    +6.8%
    $0.42
    -84.1%
    Weakening
    Other Income
    Interest
    Depreciation
    Profit before Tax
    $93.92M
    $129.36M
    $104.20M
    $76.44M
    $236.37M
    +151.7%
    $134.41M
    +3.9%
    $104.69M
    +0.5%
    $31.52M
    -58.8%
    Weakening
    MarginsOPM
    Tax
    26.1%
    19.2%
    26.8%
    -78.5%
    23.2%
    -11.2%
    20.5%
    +6.7%
    21.4%
    -20.2%
    31.1%
    Weakening
    ReturnsROIC
    1.6%
    2.4%
    1.8%
    3.2%
    4.2%
    +161.7%
    2.5%
    +2.2%
    1.9%
    +7.9%
    0.5%
    -84.1%
    Weakening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$155.92M$188.58M$532.78M$340.09M$1.33B$938.37M$238.48M$301.68M$214.27M
    Short-Term Investments
    Total Current Assets
    Net PP&E$33.37M$103.57M$74.93M$120.72M$94.25M$68.94M$49.49M$79.55M$105.09M
    Goodwill
    Intangibles
    Total Assets$7.48B$10.20B$31.60B$18.78B$16.82B$18.84B$26.09B$29.39B$29.86B
    LiabilitiesTotal Current Liabilities
    Short-Term Debt$2.33B$4.64B
    Long-Term Debt$1.65B$1.49B$3.10B$3.75B$4.43B$5.25B$6.23B$6.33B
    Long-Term Leases
    Total Liabilities$5.82B$8.14B$28.21B$15.36B$13.35B$15.31B$22.26B$25.08B$25.52B
    EquityCommon Stock & APIC$5.0K$5.0K$5.0K$5.0K
    Retained Earnings$343.13M$726.39M$2.34B$3.29B$3.47B$3.51B$3.77B$4.21B$4.28B
    Total Equity$1.65B$2.06B$3.39B$3.42B$3.47B$3.54B$3.83B$4.31B$4.34B
    HighlightsNet Cash / (Debt)-$3.83B-$5.94B

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating$572.40M-$2.25B-$6.20B$2.56B$6.03B-$1.58B-$4.53B-$1.65B-$1.79B
    Cash from Investing-$322.61M$148.78M$783.03M-$304.37M-$721.58M-$273.29M-$1.89B$552.49M$145.91M
    Cash from Financing-$132.03M$2.13B$5.76B-$2.45B-$4.32B$1.47B$5.72B$1.16B$1.69B
    SummaryCapital Expenditure-$13.42M-$6.12M-$10.67M-$7.90M-$7.16M-$1.39M-$1.72M-$11.92M-$15.87M
    Free Cash Flow$558.98M-$2.25B-$6.21B$2.56B$6.03B-$1.58B-$4.53B-$1.66B-$1.80B
    FCF Margin56.8%-25351.9%-92171.7%34882.8%48628.8%-11815.3%-16878.8%-8274.8%-4963.9%

    Ratios