Jun 2026 (Q2 FY26) — Aug 6, 2026
Primerica Q2 FY26 — Strong Investment Growth and Capital Returns
Read the full callPrimerica (PRI) earnings
- Jun 2026
- Jun 2026 (Q2 FY26)
- Dec 2025
Primerica earnings: last reported Thu, 6 Aug 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 865 | +9.0% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 202 | +13.4% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
$281.16 +1.01% · +$2.81
Performance +3.3% 1Y
1Y: $272.14 on 14 Oct 2025 → $281.16. High $326.41 (6 Aug 2026), low $245.55 (20 Mar 2026).
- Previous close
- $278.35
- 52-week range
- $245.55 – $326.41
- One year
- +4.98%
Overview
- Symbol
- PRI
- Sector
- Financials
- Exchange
- US
- Currency
- USD
Call summaries
Mar 2026 (Q1 FY26) — May 7, 2026
Primerica Q1 FY26 — Strong ISP Growth Offsets Term Life Softness
Read the full callEvery analysed call
Primerica earnings calls (PRI)
Financials
What the filings say
Net profit, year on year: +13% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 774 | 788 | 805 | 793 | 840 | 854 | 873 | 865 |
| Interest | 6 | — | 6 | 6 | 6 | — | — | — |
| Profit before tax | 255 | 219 | 221 | 234 | 272 | 247 | 249 | 258 |
| Tax rate | 23.5% | 23.3% | 23.6% | 23.9% | 23.9% | 20.3% | 23.8% | 21.7% |
| Net profit | — | — | 169 | 178 | — | — | 190 | 202 |
| EPS ($ per share) | 4.84 | 4.97 | 5.06 | 5.41 | 6.36 | — | 5.98 | 6.46 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Reserves | 1,490 | 1,593 | 1,706 | 2,005 | 2,154 | 2,277 | 2,231 | 2,416 |
| Total liabilities | 11,134 | 12,036 | 13,069 | 14,033 | 12,610 | 12,962 | 12,323 | 12,566 |
| Fixed assets | 36 | 46 | 58 | 67 | 53 | 38 | 41 | 40 |
| Investments | 8 | — | — | — | — | — | — | — |
| Total assets | 12,595 | 13,689 | 14,905 | 16,196 | 14,641 | 15,028 | 14,582 | 15,012 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 478 | 486 | 643 | 657 | 758 | 693 | 862 | 901 |
| Cash from investing | -233 | -202 | -54 | -923 | -200 | -90 | -232 | -236 |
| Cash from financing | -261 | -290 | -302 | 108 | -458 | -480 | -551 | -600 |
| Net cash flow | -18 | -5 | 291 | -155 | 97 | 124 | 75 | 68 |
PRI revenue by segment
Investment and Savings Products Segment Revenues grew from 34% to 42% of revenue over the last two years.
| Segment | Q3 FY2024 | Q4 FY2024 | Q1 FY2025 | Q2 FY2025 | Q3 FY2025 | Q4 FY2025 | Q1 FY2026 | Q2 FY2026 | YoY growth latest quarter |
|---|---|---|---|---|---|---|---|---|---|
| Term Life Insurance Segment Revenues | 58% | 59% | 57% | 56% | 55% | 54% | 53% | 51% | +0.4% |
| Investment and Savings Products Segment Revenues | 34% | 37% | 36% | 38% | 38% | 40% | 40% | 42% | +20.9% |
| Corporate and Other | 7% | 7% | 7% | 7% | 7% | 7% | 7% | 7% | +14.6% |
Share of consolidated revenue by quarter. Q4 is the fiscal year less its first three quarters.
See how segments are shifting across companies → Segment Shift
PRI operating KPIs by quarter
| KPI | Mar 2026 Q1 FY26 | Jun 2026 Q2 FY26 | Change vs prior quarter |
|---|---|---|---|
| Assets under management (AUM) | $127BClient asset values ended the quarter at $127 billion, an increase of 15% compared to March 31, 2025.Source: earnings call transcript | $140BAssets under management reached a record $140 billion at quarter end, representing a 16% increase compared to June 30, 2025.Source: earnings call transcript | +10.2% |
| Net new assets | $362MWe also continue to see positive flows with new net inflows of $362 million in the first quarter of 2026.Source: earnings call transcript | ~$397MDuring the quarter, we generated approximately $397 million of net inflows, reflecting continued demand for our investment solutions and the ongoing strength of our distribution model.Source: earnings call transcript | — |
| Benefits and claims ratio Term Life | 57.3%The benefits and claims ratio was 57.3% compared to 58.2% in the prior year period.Source: earnings call transcript | 57.9%The benefits and claims ratio was 57.9% compared to 57.5% in the second quarter of 2025.Source: earnings call transcript | +0.6 pt |
| DAC amortization and insurance commissions ratio Term Life | 12.3%The DAC amortization and insurance commissions ratio at 12.3% along with the insurance expense ratio at 7.9% were consistent with the prior period.Source: earnings call transcript | 12.3%The DAC amortization and insurance commissions ratio remained stable at 12.3%, while the insurance expense ratio was 8.4% compared to 7.6% in the prior year period.Source: earnings call transcript | 0 pt |
| Risk-based capital (RBC) ratio Primerica Life | 430%Primerica Life's estimated RBC ratio was 430%.Source: earnings call transcript | 440%Our holding company ended the quarter with $587 million in cash and available-for-sale securities and Primerica Life's estimated RBC ratio was 440%, reflecting the strength of our capital position.Source: earnings call transcript | +10 pt |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
Revenue by region
Q4 FY2024 · share of revenue
- US 87% ↓ 1 pt
- CA 13% ↑ 1 pt
As PRI cuts its regions in its filings; they can nest, so they need not add to 100%.
Insider filings
74 filings between Nov 12, 2025 and Sep 14, 2026.
Open market
decisions to buy or sellPurchases
None
No insider bought shares.
Sales
$4.54M
11 sales by 5 insiders
73% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
Compensation
not trading decisions- 34
- Award — granted as compensation
- 12
- Option exercise — converted options into shares
- 12
- Tax withheld — shares kept back by the company to cover tax
Also filed: 3 gifts, 2 dispositions to the issuer.
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Williams Glenn J. | — | $2.19M | Aug 10, 2026 |
| Schneider Peter W. | — | $2.03M | Aug 17, 2026 |
| Babbit Joel M. | — | $178.5K | Dec 3, 2025 |
| Cottle Amber Lynne | — | $87.5K | Aug 11, 2026 |
| Jendusa Nicholas Adam | — | $48.5K | Mar 2, 2026 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Sep 14, 2026 | Williams Glenn J. Chief Executive Officer | Gift | 5,475 | $0 |
| Sep 14, 2026 | Williams Donald R. Director | Award | 41 | $11.8K |
| Sep 14, 2026 | Yastine Barbara A. Director | Award | 56 | $16.3K |
| Sep 14, 2026 | Cottle Amber Lynne Director | Award | 12 | $3.5K |
| Sep 14, 2026 | Babbit Joel M. Director | Award | 34 | $10.0K |
| Sep 14, 2026 | DAY CYNTHIA N Director | Award | 84 | $24.4K |
| Aug 17, 2026 | Schneider Peter W. President | Sale 10b5-1 plan | 1,800 | $562.8K |
| Aug 11, 2026 | Cottle Amber Lynne Director | Sale | 279 | $87.5K |
| Aug 10, 2026 | Williams Glenn J. Chief Executive Officer | Sale 10b5-1 plan | 1,500 | $480.3K |
| Jun 12, 2026 | DAY CYNTHIA N Director | Award | 87 | $24.3K |
| Jun 12, 2026 | Cottle Amber Lynne Director | Award | 12 | $3.5K |
| Jun 12, 2026 | Williams Glenn J. Chief Executive Officer | Sale 10b5-1 plan | 1,500 | $420.7K |
| Jun 12, 2026 | Yastine Barbara A. Director | Award | 58 | $16.3K |
| Jun 12, 2026 | Williams Donald R. Director | Award | 42 | $11.8K |
| Jun 12, 2026 | Babbit Joel M. Director | Award | 36 | $9.9K |
| May 21, 2026 | Wilson Darryl L. Director | Award | 640 | $179.9K |
| May 21, 2026 | Williams Donald R. Director | Award | 640 | $179.9K |
| May 21, 2026 | Cottle Amber Lynne Director | Award | 640 | $179.9K |
| May 21, 2026 | Dheer Sanjeev Director | Award | 640 | $179.9K |
| May 21, 2026 | Yastine Barbara A. Director | Award | 640 | $179.9K |
| May 21, 2026 | Babbit Joel M. Director | Award | 640 | $179.9K |
| May 21, 2026 | DAY CYNTHIA N Director | Award | 640 | $179.9K |
| May 21, 2026 | Addison John A. Jr. Director | Award | 640 | $179.9K |
| May 18, 2026 | Schneider Peter W. President | Sale 10b5-1 plan | 1,800 | $503.4K |
| Mar 13, 2026 | Babbit Joel M. Director | Award | 37 | $9.1K |
| Mar 13, 2026 | Cottle Amber Lynne Director | Award | 15 | $3.6K |
| Mar 13, 2026 | CRITTENDEN GARY L Director | Award | 100 | $24.9K |
| Mar 13, 2026 | Williams Donald R. Director | Award | 44 | $11.0K |
| Mar 13, 2026 | Yastine Barbara A. Director | Award | 65 | $16.2K |
| Mar 13, 2026 | Perez Beatriz R Director | Award | 54 | $13.6K |
| Mar 13, 2026 | DAY CYNTHIA N Director | Award | 94 | $23.4K |
| Mar 10, 2026 | Schneider Peter W. President | Sale 10b5-1 plan | 1,800 | $454.3K |
| Mar 6, 2026 | Williams Donald R. Director | Gift | 8,000 | $0 |
| Mar 2, 2026 | Jendusa Nicholas Adam Principal Accounting Officer | Sale | 190 | $48.5K |
| Mar 1, 2026 | Williams Glenn J. Chief Executive Officer | Tax withheld | 634 | $160.8K |
| Mar 1, 2026 | Williams Glenn J. Chief Executive Officer | Option exercise | 1,497 | $379.7K |
| Mar 1, 2026 | Jendusa Nicholas Adam Principal Accounting Officer | Option exercise | 149 | $37.8K |
| Mar 1, 2026 | TAN TRACY XIANGYAN EVP and Chief Financial Office | Tax withheld | 315 | $79.9K |
| Mar 1, 2026 | TAN TRACY XIANGYAN EVP and Chief Financial Office | Option exercise | 703 | $178.3K |
| Mar 1, 2026 | Williams Glenn J. Chief Executive Officer | Tax withheld | 840 | $213.1K |
| Mar 1, 2026 | TAN TRACY XIANGYAN EVP and Chief Financial Office | Option exercise | 680 | $172.5K |
| Mar 1, 2026 | TAN TRACY XIANGYAN EVP and Chief Financial Office | Tax withheld | 121 | $30.7K |
| Mar 1, 2026 | TAN TRACY XIANGYAN EVP and Chief Financial Office | Option exercise | 406 | $103.0K |
| Mar 1, 2026 | Schneider Peter W. President | Disposition to issuer | 3,138 | $796.0K |
| Mar 1, 2026 | Schneider Peter W. President | Award | 7,013 | $1.78M |
| Mar 1, 2026 | TAN TRACY XIANGYAN EVP and Chief Financial Office | Tax withheld | 227 | $57.6K |
| Mar 1, 2026 | Schneider Peter W. President | Tax withheld | 472 | $119.7K |
| Mar 1, 2026 | Schneider Peter W. President | Option exercise | 1,114 | $282.6K |
| Mar 1, 2026 | Schneider Peter W. President | Tax withheld | 505 | $128.1K |
| Mar 1, 2026 | Schneider Peter W. President | Option exercise | 1,191 | $302.1K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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