Dec 2025 (FY25) — Feb 3, 2026
Banco Santander FY25 — Record Results and Strategic Webster Acquisition
Read the full callBanco Santander (SAN) earnings
- Dec 2025 (FY25)
- Dec 2025
Banco Santander earnings: last reported Tue, 3 Feb 2026, for the quarter ended Dec 2025.
Price
$13.02 −2.11% · −$0.28
Performance +33.3% 1Y
1Y: $9.77 on 17 Oct 2025 → $13.02. High $15.05 (3 Sept 2026), low $9.65 (21 Oct 2025).
- Previous close
- $13.3
- 52-week range
- $9.65 – $15.05
- One year
- +31.91%
Overview
- Symbol
- SAN
- Sector
- Financials
- Industry
- Commercial Banks, NEC
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
Banco Santander earnings calls (SAN)
Financials
What the filings say
| Line item | Dec 2016 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Total liabilities | 1,303,317 | 1,738,712 | 1,697,520 | 1,746,103 | 1,870,567 | 1,797,041 | 2,061,851 |
| Fixed assets | 21,894 | 38,987 | 36,631 | 35,245 | 36,383 | 32,426 | — |
| Total assets | 1,411,572 | 1,850,774 | 1,807,443 | 1,850,187 | 1,985,754 | 1,908,543 | 2,194,330 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 3,911 | 3,807 | 81,176 | 64,208 | 29,551 | 5,542 | -25,095 | -17,431 |
| Cash from investing | 3,604 | -8,121 | -8,860 | -4,208 | -4,158 | -5,929 | -3,856 | 627 |
| Cash from financing | -3,780 | -11,371 | -2,343 | -1,497 | -10,628 | -2,274 | -5,724 | -16,689 |
| Net cash flow | 3,055 | -14,150 | 64,757 | 64,388 | 13,209 | -3,018 | -29,228 | -43,959 |
| Capital expenditure | -12,281 | -14,341 | -9,063 | -11,343 | -9,670 | -12,648 | -8,824 | -6,878 |
| Free cash flow | -8,370 | -10,534 | 72,113 | 52,865 | 19,881 | -7,106 | -33,919 | -24,310 |
Insider filings
No filings in the last 12 months.
No officer, director or 10% owner of SAN filed a Form 4 in this window. That is a statement about filings, not about ownership — see the note below.
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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