HDBFS HDB Financial Services Q2 FY27 results (Jul–Sep 2026) and concall
HDB Financial Services reported strong Q2 FY27 results with a 34% YoY increase in PAT and 18.7% YoY growth in disbursements. The gross loan book expanded 11.7% YoY, supported by robust performance in Enterprise and Consumer Finance. While asset quality saw a minor sequential uptick in Gross Stage 3, management expects a turnaround in the Asset Finance segment and aims to maintain NIM above 8.2% and RoA at 2.5%+.
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What they filed before this quarter
Q1 FY27: revenue up 10.6%, net profit up 38.2% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 4,007 | 4,144 | 4,266 | 4,465 | 4,545 +13% | 4,674 +13% | 4,745 +11% | 4,938 +11% |
| Net profit | 591 | 472 | 531 | 568 | 581 −2% | 644 +36% | 751 +41% | 785 +38% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
