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ININDIASHLTR

India Shelter Finance Corporation Q3 FY25 results (Oct–Dec 2024) and concall

Financial Services · Concall AI · Call held 7 Feb 2025

India Shelter Finance Corporation reported a strong Q3 FY25, with AUM growing 36% YoY to ₹7,619 crores and PAT up 54% YoY to ₹96 crores. The company maintained its operational efficiency with Opex to AUM at 4.3% and kept credit costs and spreads in line with guidance. While a marginal uptick in 30+ DPD was noted, management expressed confidence in Q4 improvements and continued growth in Tier-2/3 geographies.

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What they filed

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25
Revenue282 304
Net profit90 96
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.