INDIASHLTR India Shelter Finance Corporation Q3 FY25 results (Oct–Dec 2024) and concall
India Shelter Finance Corporation reported a strong Q3 FY25, with AUM growing 36% YoY to ₹7,619 crores and PAT up 54% YoY to ₹96 crores. The company maintained its operational efficiency with Opex to AUM at 4.3% and kept credit costs and spreads in line with guidance. While a marginal uptick in 30+ DPD was noted, management expressed confidence in Q4 improvements and continued growth in Tier-2/3 geographies.
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What they filed
| Line item | Q2 FY25 | Q3 FY25 |
|---|---|---|
| Revenue | 282 | 304 |
| Net profit | 90 | 96 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.





