Base-layer NBFC (NBFC-BL) making secured and unsecured business loans to micro and small enterprises across rural and semi-urban India, via its own branch network, with cattle-finance and MSME solar-loan verticals.
Price
Market Cap
Sector
Financial Services
Rank
| Line item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 20 | 20 | 22 | 25 | 30 | 33 | 33 | 70 |
| Reserves | 7 | 4 | 13 | 51 | 138 | 228 | 229 | 226 |
| Borrowings | 17 | 46 | 99 | 241 | 452 | 652 | 639 | — |
| Other Liabilities | 1 | 3 | 6 | 14 | 48 | 31 | 29 | 24 |
| Total Liabilities | 45 | 73 | 140 | 331 | 669 | 944 | 930 | 995 |
| AssetsFixed Assets | 2 | 2 | 3 | 7 | 20 | 29 | 30 | 39 |
| CWIP | 1 | 2 | 2 | 3 | 0 | 2 | 0 | 0 |
| Investments | 0 | 0 | 0 | 2 | 11 | 0 | 36 | 40 |
| Other Assets | 42 | 69 | 135 | 319 | 639 | 913 | 864 | 916 |
| Total Assets | 45 | 73 | 140 | 331 | 669 | 944 | 930 | 995 |
| Line item | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|---|
| ActivitiesCash from Operating | 14 | -32 | -35 | -59 | -124 | -224 | -225 | -32 |
| Cash from Investing | -1 | -2 | -1 | -3 | -11 | -21 | -11 | -80 |
| Cash from Financing | 0 | 27 | 29 | 66 | 185 | 284 | 278 | 64 |
| SummaryCapital Expenditure | — | — | — | — | — | — | — | — |
| Free Cash Flow | 14 | -34 | -36 | -61 | -129 | -228 | -234 | -50 |
| FCF Margin | — | — | — | — | — | — | — | — |
Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.
538446 · FINANCIALS_SECTOR
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